Cash Fast Loan Centers Services Rock Hill for Cash Advance Loans

Rock Hill lays claim to being the fourth-largest city of the Charlotte metropolitan area. Nestled in York County, South Carolina, this city is just a 25-mile drive to The Queen City. But, as with any city, residents of Rock Hill need access to resources that can help them in times of need. Whether it’s a monthly bill or an unexpected expense, there can be difficulties that require immediate resolution.

Carolina Cash Fast Center offers two types of cash advance loans: payday advances and car title loans. And best of all, there’s no credit check, no hassle, and no application. Just quick cash. You can visit one of our two locations – either Fort Mill or Clover, South Carolina – to speak with one of our loan representatives about your needs.

Advantages of a Payday Loan

There are a number of reasons why someone may find themselves needing a bit of extra money, whether it be for everyday living expenses or an emergency. Payday loans are a great and simple option for getting some much-needed cash in your pocket quickly. The process is really simple, approval or denial will happen quickly, and more people are able to qualify for a payday loan than any other type. Everyone comes up short on cash from time to time, and payday loans are a great short-term small-dollar advance that can hold you over until the next payday.

Who Qualifies for Payday Loans?

The standards for getting approved for a payday loan in Charlotte, NC, are less strict than other types of loans. Lenders may be able to approve payday loans for people with bad credit, those with no credit history, and people without a job. People who receive money from alternative income sources may qualify for a payday loan. Lenders may look at an applicant’s employment, income, and debt-to-income ratio, which is a good benchmark for determining whether an applicant can afford to repay a loan when it comes due. Even with non-traditional income sources like the following you could find yourself eligible for a loan:

  • Trust fund payments
  • Alimony & child support payments
  • Investment income
  • Royalties for trademarks, copyrights, etc.
  • Self-employment Income
  • Government benefits like welfare, SS, VA benefits, etc.

Car Title Loans

As we’ve said before, things happen in life and sometimes you just need some extra cash on hand to make it through. Home repairs, car repairs, medical emergencies, anything could put a big stress on your finances at any time. Most loans work the same way, a potential lender looks at your credit score and history, any debts you may have, and your employment to help them determine if they should lend to you. Car title loans, though, work a bit differently. To put it simply, a car title loan gives you a cash advance to spend as you need, and the main decider of how much you can borrow is actually going to be the overall value of your car, far more so than your financial history.

The Ease of Car Title Loans

Your car acts as your collateral for the loan, so your credit is more often than not going to be a complete non-factor in determining if you’re eligible or not. Though your car is acting as collateral, that doesn’t mean you have to turn over the keys right then – as long as you keep making all payments on time your cars is yours to be used as you please. While credit isn’t a big factor in getting the loan, making on-time payments could boost your overall credit score over time.

 Carolina Cash Fast Center requires a few simple items to acquire a payday loan or car title loan.

If you decide that a payday loan will best suit your needs, then it’s important that you bring a few things with you:

  1. Your check book
  2. Your driver’s license
  3. Your most recent checking account statement
  4. Your most recent pay stub
  5. Your social security card

If you conclude that a car title loan will better serve your needs, then we ask that you have a few items in hand:

  1. Your vehicle’s title
  2. Your vehicle’s registration
  3. Your driver’s license
  4. Your most recent pay stub
  5. Your social security card
  6. Mail to verify your address

These pieces of information are used to only verify your identity, residence, and source of income.

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*There is no obligation to use our services by filling out this form or calling us. It’s our opportunity to walk you through the loan options to figure out what works best for you.