When you’re in need of money, the ease of an online personal loan may be tempting. However,the hidden cost of upfront fees can take money from you when the application is submitted, which can leave you even more strapped for cash.
Also known as an origination fee, an upfront fee is sometimes charged by a lender, particularly online companies. These fees can be tricky as they don’t show up in the interest rate, and are only found in the annual percentage rate (APR).
Upfront fees can range from anywhere between 1% of the total loan to as much as 6%. They are also based on the borrower’s credit score and length of the loan.
These fees can be a hinderance to many applying for a personal loan. Fortunately, there is an instant cash advance option that can get you the money you need without the origination fees.
Get Your Instant Cash Advance From Cash Fast
Cash Fast Loan Centers offer two types of instant cash loans: payday loan and title loan. Neither of these loans have hidden upfront fees, and we don’t even check your credit score.
A Payday Loan is an instant cash advance. It’s a short-term loan based on your income, and can offer an amount up to the total of your monthly paycheck. It is typically best suited for people who have a minor, time-sensitive cost to cover, such as a utility bill or simple car repair.
Those who have more significant monetary needs, such as hospital costs or rent or mortgage payment may want to consider a Title Loan. This quick cash loan is also a short-term loan but is based on the value of your car rather than your paycheck.
Both of these personal loans are able to quickly provide you cash when you need it most. Just make sure to bring a few items with you to apply.
- Payday Loan:
- Your most recent checking statement
- Your driver’s license
- Your social security card
- Your checkbook
- Your most recent paystub
- Title Loan:
- Your vehicle’s title
- Your vehicle’s registration
- Your driver’s license
- Your most recent paystub
- Your social security card
- Mail to verify your address
Apply for a Origination Fee Free Loan Today
If you’re in need of some quick cash, then contact Cash Fast Loan Centers! Our helpful staff will be able to set up an appointment for you at one of our many locations in the Charlotte, North Carolina, area.
These appointments only take 15 minutes, so we’ll have you in and out before you know it. Give us a call today to see how easily you can obtain a quick cash loan.