income

How to Prepare for Tax Season in 5 Simple Steps

Spring means warmer weather and a new beginning. But it also means tax season. Read about some helpful tips for how to prepare for tax season and make this year’s filing a breeze.
Get Ready to Do Your Taxes
Know which forms you’ll need.
W-2, W-4, 1040, 1099, and so many more. There are different types of tax forms required for different types of jobs. Your employer should mail the appropriate form to you sometime after January 1. If you don’t have anything by March, you should probably ask your employer for them. It’s also wise to keep all of your tax forms in one place.
Decide how you wish to file.
You can take your tax forms to a tax preparation service or do them yourself. Most tax preparation companies charge a fee (which can eat up a large chunk of your return), but there are places who have volunteers who will do it for you for free.

If you wish to do it yourself, there are many easy-to-use online services that will walk you through the process step-by-step.
Make a list of your credits and deductions.
There are many things that can count as tax credits or serve as deductions from your taxes, such as having a child, buying a house, getting married, or donating to charity. Make a list of all your potential deductions to maximize your savings.  
Be prepared to pay.
It’s possible that you might receive a nice refund after filing your taxes. But it’s also possible that you might end up owing money to the government. There are several things that can help determine this but the main factor is how many taxes were taken out of [...]

By |March 29th, 2019|Tips and Hints|Comments Off on How to Prepare for Tax Season in 5 Simple Steps|

Payday Loans and Other Tips to Help You Stretch Your Budget

It can be difficult finding the money for all your expenses in tight financial times, but if you find yourself short at the end of most months, you may want to reconsider the way you budget. Here are a few tips you can use to stretch your monthly budget further.

If surprise expenses have affected your ability to pay for budget necessities, you may also be able to get some extra help with a payday loan from Cash Fast Loan Center in Gastonia, North Carolina.
Payday Loans and Other Ways to Make Your Budget Go Farther
Prioritize Expenses
At the start of each month, it is important to sit down and settle on financial priorities. Before you spend a penny, decide which of your monthly expenses are the most important. This list should have housing, utilities, and food at the top. These expenses should ideally fall just under 50% of your income. When these costs are taken care of, spend about 20% of your income on debt. Whatever money is leftover can be spent on entertainment and other discretionary expenses.
Set Aside Money for Necessities
Once you budget out your high-priority payments, pay them immediately. If you can’t pay early, set the cash aside in an envelope. This puts this money out of play while you spend on wants through the month.
Make Allowances
Split the money you have leftover further. Set aside as much as you’re comfortable with to go into a savings account. The rest can go towards whatever you want to spend it on. If you’re can’t manage to save any money, you may need to examine your buying habits to see if there are places you can spend less.
Track [...]

By |October 27th, 2017|Payday loans|Comments Off on Payday Loans and Other Tips to Help You Stretch Your Budget|

The 6 Best Summer Jobs for Quick Cash

Summer is right around the corner, so it’s time to think about those summer jobs. These months are a great time to make some quick cash. Most of these jobs don’t require previous experience, and you can get started today!
Get Quick Cash with These Summer Jobs
Babysitter
Since many parents will need full-time sitter care during summer vacation, this gig is the perfect seasonal job! You’ll need a CPR certification and safe-sitter course under your belt, which are both offered through the Red Cross, but it’s a steady source of income once you’re hired. Register with sites like Care.com to get started.
Photographer
If you have a nice camera and a knack for snapping the perfect shot, then you may want to consider taking a few pictures for quick cash. If you’re just starting as a photographer, you’re more likely to gain clients by word of mouth.

Talk to your family members and friends to see if any of them are in need of business headshots or senior portraits. You can also offer your services at family reunions, birthday parties, and weddings.
Lawn Maintenance
People will gladly pay to have a detail-oriented person to take care of their lawn duties for them. From mowing to pulling weeds to edging, lawn maintenance is a great option for those who like to be outside. To get started, you can put up flyers or start asking around your neighborhood.
Petsitter/Dog Walker
What could be better than spending your day with four-legged friends? If your answer is, “Nothing!” then you should look into petsitting and dog walking. If you have a pet of your own, contact your vet to see if they know of anyone who is [...]

By |April 21st, 2017|Tips and Hints|Comments Off on The 6 Best Summer Jobs for Quick Cash|

10 Ways You Can Earn Money From Home

These days, the internet makes working from home easy. Whether you’re looking for a new nine-to-five or just a few ways to supplement your current income, there is something for everyone on the world wide web.
Easily Earn Money Online
Craigslist

If you have an old desk you’re not using anymore or a lamp that no longer suits your home’s aesthetic, it may be tempting to just dump those things by the side of the road. However, if those items are in good condition, then you’ll be able to get some cash by selling them on Craigslist.

Just make sure to arrange to meet potential customers in a safe space.

Poshmark

A lot of people have a closet full of clothes that either don’t fit them anymore or just aren’t their style. Turn that clutter into cash and list your clothes on Poshmark! This site allows you to post an item in less than 60 seconds, and customers from around the country can shop your closet.

Blogging

While getting to a point where blogging can earn you money may take at least several months, it’s a fun way to get some extra cash if you already enjoy writing. Affiliate sales, product endorsements, and ads are all great ways to generate revenue.

Stock Photos

If you have an eye for photography, then you may want to consider selling your photos as stock images. Sites such as Shutterstock must approve your account, but then you get paid every time someone purchases your photos.

Pet Sitter

For those who enjoy hanging with the four-legged crowd, consider pet sitting. Care.com matches pet sitters and those looking for pet care.

Captioning

Have you ever wondered who actually writes the captioning you see on your TV [...]

By |February 16th, 2017|Tips and Hints|Comments Off on 10 Ways You Can Earn Money From Home|