holidays

How to Stick to Your Holiday Budget

Sticking to a budget at any time of the year can be tricky. And when you factor in gifts for friends and family, hosting or attending parties, and decorations, the holiday season can be all the more challenging to your bottom line. 

Below are some tips to help you stick to your holiday budget and keep financial stress off your Christmas list. 
Start budgeting early
The holiday season has a way of sneaking up on us. Start setting aside some spending money several months in advance. Better yet, work it into your budget for every month of the year. The earlier you begin to save, the less money you’ll need to put aside each month.  
Take everything into consideration
It’s easy to only focus on the price of gifts. But little things like wrapping paper, cookies, and even an increased power bill due to Christmas lights can quickly eat into your budget. Make room for every expense, no matter how small. 
Download a holiday app
There are plenty of holiday shopping apps available that can help you find the lowest prices, take advantage of coupons, earn cash back, and more. Also, learn how you can save money on your holiday shopping, which will help you stay under your original budget.    
Stick to cash
Once your budget is set, make an envelope for each category and put the appropriate amount of cash in each. Using a cash system will keep you from overspending, something that can be easy to do with a credit card. 
Shop online to save money on gas
You did a great job of sticking to your holiday budget, but you spent a fortune in gas running to stores all over town. Many [...]

By |December 20th, 2019|Tips and Hints|Comments Off on How to Stick to Your Holiday Budget|

7 Ways to Make Money Fast in Charlotte This Holiday Season

The holidays are coming whether you’re wallet is ready or not. Luckily, there are some easy ways to make money fast, especially if you live in the Charlotte area. Check out this list below and see which ways might be best for you so that you and your family can have a holiday season to remember.

Ways to Make Money Fast in Charlotte, NC
Have a Yard Sale
Pick a weekend when the weather’s nice and host a yard sale. Gather all the things you don’t want or need anymore and set up shop out front. Because it’s 2018, you can also sell a lot of things online. Post items for sale on Facebook or Craigslist to reach more potential buyers.
Drive for Uber or Lyft
As long as you have a reliable car, you can start driving for a ridesharing service like Uber or Lyft. The best part is you can set your own schedule, allowing you to squeeze in customers whenever you’re available.
Become a Dog Walker
If you have some free time during the day (or night), sign up to become a dog walker on Wag! It’s the Uber for dogs. You get to pick your schedule and spend time with some furry friends while making money.
Claim Jobs on TaskRabbit
TaskRabbit is a service that connects people who need help doing things with people who can do them. You can sign up to complete tasks like assembling furniture, helping people move, assisting with home improvement projects, and more.
Sell Your Skills
You don’t need to go through TaskRabbit to offer your services to people. You can also ask around to see who needs a babysitter, who needs their driveway shoveled, who [...]

By |November 16th, 2018|Tips and Hints|Comments Off on 7 Ways to Make Money Fast in Charlotte This Holiday Season|

Father’s Day Gifts You Won’t Need a Cash Advance to Buy

To celebrate your amazing dad, you want to go all out this Father’s Day — except you don’t have the cash for a shiny new grill or that expensive lawn mower he’s been raving about. It’s not about how much money you spend on a present for your dad this Father’s Day, but about showing your dad how much you truly care about and appreciate him.

At Cash Fast Loan Center in Fort Mill or Clover, South Carolina, it’s easy to get a cash advance, but there are also a variety of gift ideas that will make your dad’s day without breaking your budget.
3 Great Gift Ideas for Father’s Day
Steering Wheel Cover
If your dad is a car lover, surprise him with a new and inexpensive steering wheel cover. It’ll keep his hands warm during the freezing winter months and cooler when the temperatures start to rise, so he’ll be comfortable during every drive. And with the extra grip of the cover, your dad will have a better handle on the wheel.

Sold in an array of different colors, textures, and styles, you won’t have a problem finding the perfect steering wheel cover for your dad this Father’s Day.
Portable Phone Charger
Your dad won’t have to worry about his smartphone losing battery power after you buy him a portable phone charger. Whether he’s at work, on the road, or on the couch, your dad can easily charge his phone without the hassle of plugging a long, twisted cord into a power outlet. Your dad will love this gift, mostly because he’ll be able to stay in contact with you.
Spill-Proof Travel Mug
For the dad who’s always on the go, a [...]

By |June 15th, 2018|Cash Advance Loans|Comments Off on Father’s Day Gifts You Won’t Need a Cash Advance to Buy|

Affordable Souvenirs to Bring Home From Your Vacation

Spring is finally here, which means a chance to get away and travel. Last year we wrote a blog on how to stretch your vacation dollar, but what about souvenirs? Everyone wants to bring back something to help them remember their trip, but all the gifts you buy for yourself and your family can add up.

We’ve included a few of our favorite cost-effective souvenir ideas for your next trip from Clover, South Carolina.
Affordable Souvenirs You Can Bring Back From Your Vacation from Clover
One way you can save is by vacationing close to home. All of these great destinations are less than six hours from Clover, South Carolina:

Atlanta, GA
Myrtle Beach, SC
Outer Banks, NC
Jacksonville, FL
Richmond, VC

Get Something Practical
If you’re going to throw down money on a souvenir, why not get something you’ll actually use?

Clothes are probably the best example of a practical souvenir, but avoid the overpriced, low-quality tourist store t-shirts that line the bottom of most dressers. Opt for an identifiable shirt, swimsuit, pair of sandals, or sunglasses that can become a part of your regular wardrobe. You’ll be reminded of your trip every time you wear it.
Pictures
You probably already have a way to obtain this souvenir in your pocket right now. Just make sure to snap a quick shot of every place you stop, and by the end of the trip, you’ll have dozens of memories. You can print these and put them on display or just upload them to social media to share with those you care about.
A Journal
Keep a journal of your activities while you’re out on vacation. This can include short blurbs, sketches, [...]

By |March 21st, 2018|Tips and Hints|Comments Off on Affordable Souvenirs to Bring Home From Your Vacation|

Simple New Year’s Resolutions to Help You Save Money

New Year’s resolutions are great opportunities to get a fresh start and improve your life. If you’re anything like most Americans, finding ways to save more money is near the top of your list. Fortunately, you can make great headway by adopting just a few minor lifestyle changes. Here are some helpful money-saving resolutions.

Like all resolutions, some setbacks are to be expected. If you’re caught off-guard by sudden expenses along the way, you can make ends meet with a convenient title loan from Cash Fast Loan Center in Clover, South Carolina.
New Year’s Resolutions to Help Yourself Save Money in Clover, SC
Cut Out the Small Expenses
Maybe you pick up a cup of coffee every morning or go out for lunch several times a week. These small expenditures can add up to a massive portion of your budget. Limiting these convenience purchases or cutting them entirely can save you hundreds in a year.
Prep Food Ahead of Time
Buying and prepping your lunches in bulk can save you both time and money. Just make several large servings of the same meal Sunday night and pack them up in plastic containers to reheat and eat throughout the week. This way you aren’t wasting money on ingredients for individual meals every day.

Here are just a few delicious and easy prep-ahead meals.
Eat Less Meat
Another way to save on food is to eat less meat. Meats are typically the most expensive part of any meal, and it can be substituted for high-protein vegetables like broccoli, mushrooms, legumes, and tofu. Avoiding meat can also help you improve your health. Try incorporating a “Meatless Monday” into your weekly schedule to get started.
Set Aside Extra Money
If [...]

By |January 10th, 2018|General|Comments Off on Simple New Year’s Resolutions to Help You Save Money|

How to Save Money on Your Holiday Party This Year

Your yearly holiday party is a great time to get together with family and friends, but it can put a major dent in your budget, especially if you’re already experiencing financial issues. A tight budget shouldn’t mean you don’t celebrate. Here are some ways to throw a festive holiday bash for less.
How to Host a Holiday Party on a Budget
Postpone the Holiday Gift Exchange
It may be more difficult to capture the holiday mood in early January, but if you can put off your gift buying, you’ll be able to save big. Stores will be lowering prices and offering sales to move the extra inventory and items they weren’t able to sell over the holiday shopping season. Take advantage of these discounts and have your gift exchange later.
Have a Wrapping Party
The presents aren’t the only thing that can add up this season. Wrapping paper, tags, ribbons, and bows aren’t cheap. However, if you get together with some friends, you can spread out the cost of these supplies. Wrapping parties are also an affordable way to spend more time with loved ones.
Make it a Potluck
The meal is usually one of the most significant expenses of any party. You can decrease the food budget by asking guests to bring their own dishes. If you still want some control over the menu, assign the foods that people make. It’s also fun to let them choose whatever dish best represents them. Either way, you’ll get a great variety without the costs.
Get Creative with the Decor
Getting your home ready for the season shouldn’t have to mean spending money on expensive lights and decorations. You can create a festive feel for less [...]

By |December 12th, 2017|Loans|Comments Off on How to Save Money on Your Holiday Party This Year|
  • table set up and prepared to make DIY holiday cards unless you get an easy payday loan
    Permalink Gallery

    Make Your Own Holiday Cards (or Just Get an Easy Payday Loan)

Make Your Own Holiday Cards (or Just Get an Easy Payday Loan)

The only part of a holiday card that isn’t such a joy to read is the price that’s printed on the back. Holiday cards have seemingly become so expensive in recent years and have left many shoppers wondering if there is an alternative.

If you have a lot of people to get cards for but not a lot of cash to do it, you have two options: Tap into your creative side and make your own or get an easy payday loan to help you stay afloat during the holiday season.
Make Your Own Cards
You don’t need any real artistic skills to save money by making your own holiday cards. Consider the following tips:

Cut out words or images from last year’s holiday cards to make a holiday card collage.
Use holiday stickers to decorate a card without having to draw anything.
Use holiday photos and images from the internet that can be printed off for use on a card.
Things like felt, buttons, cotton balls, glitter, and even small twigs from your Christmas tree can all be attached to a card to give it some texture.
Try personalizing the card. If the person you’ll be giving it to has a particular thing they love like basketball or cats, try working that into the theme of the card.
Pinterest is loaded with many examples of homemade cards and how to make them.

Get a Loan to Buy Cards
If you come to the realization that you just don’t possess enough talent to make your own cards, you aren’t entirely out of luck. An easy payday loan can help you survive the holiday season by giving you the cash you [...]

By |December 8th, 2017|Payday loans|Comments Off on Make Your Own Holiday Cards (or Just Get an Easy Payday Loan)|

10 Affordable Gift Ideas for the Holiday Season

Christmas is the season of giving. Unfortunately, giving isn’t easy when funds are limited.

But you don’t have to break the bank to make the holidays special. Here are 10 affordable gifts for the holidays that are sure to bring some Christmas joy to your friends and family.

Wireless Swivel Speaker. Small but powerful and able to swivel in any direction to always follow the party, this speaker costs only $10 and has a four-hour rechargeable battery.  
Floating picture frame. This frame adds a modern twist to displaying pictures. The picture floats within a slick copper frame and allows for both horizontal and vertical displays, all for just $15.
Mini waffle maker. Two things everybody loves: waffles and saving space. For just $10 and only two minutes of baking time, this 4’’ x 6’’ non-stick waffle maker is a small investment with a big payoff.
Mouse ring holder. Have someone on your shopping list who wears a lot of rings? This mouse ring holder costs only $10 and can save your someone from losing a lot more.
Dachshund ice cube tray. If there are any Dachshund dog owners on your list, this $10 gift can chill their drink during the dog days of summer.
Disposable camera. Disposable cameras are making a comeback and this $10 gift is ideal for the person on your list with a big vacation or holiday party coming up.    
Lotus cotton swab holder. If there’s a neater way to store Q-tips, you probably won’t find it for less than $6.
Man candles. The men in your life can burn candles in scents they love such as dirt, pizza, cigars, sawdust, [...]

By |November 21st, 2017|General|Comments Off on 10 Affordable Gift Ideas for the Holiday Season|

4 Exciting Free Local Events to Celebrate Independence Day

Independence Day is a time to celebrate, but barbecue supplies, fireworks, and drinks can add up in cost. Celebrating doesn’t have to be so expensive this 4th of July. Make your holiday more affordable by taking advantage of one of the many free celebrations around Charlotte, North Carolina, and York County, South Carolina.
Save this Independence Day with These Charlotte, NC, Area Events
The Carolinas are full of free July 4th celebrations that let you enjoy the holiday without needing to drain funds. Here are a few of our favorites.
Skyshow Charlotte
July 4th, 9:30 pm

Outside BB&T Ballpark

When it comes to 4th of July fireworks, the bigger, the better. So why settle for anything less than the biggest? Skyshow in Charlotte, North Carolina, bills itself as the largest fireworks display in the Southeast, and it is truly a sight to behold. Although the best seats are from BB&T Ballpark, you can get a stunning view of the spectacle from Romare Bearden Park or one of the nearby parking lots.
Harrisburg 4th of July Celebration
June 29- July 4th

Harrisburg Park

The town of Harrisburg in North Carolina always put together an impressive 4th of July Celebration, and 2017 is their 20th year. With three days of great activities, shows, and events, there is something for the whole family to enjoy.

Although there is a pageant on the 29th of June, and plenty to do on the 3rd of July, festivities kick into full steam on the 4th. After a 9 a.m. parade, visitors can enjoy a full evening of food, fun, live music, and fireworks.
Queen City Brass Band
July 3rd, 7:30

Mint Hill Town Hall

Take in some classic patriotic music this holiday with a free concert from [...]

By |July 1st, 2017|General|Comments Off on 4 Exciting Free Local Events to Celebrate Independence Day|
  • Permalink Gallery

    6 Fun and Affordable Summertime Activity Ideas for Your Kids

6 Fun and Affordable Summertime Activity Ideas for Your Kids

With summer here, your kids are probably getting restless from all the free time they have. Without school and homework to keep them busy, children need something to do.

Read on for ideas and activities that will keep the little ones entertained this summer without breaking the bank.
Cheap Summertime Activities for Kids
Free Museums
A lot of art, natural sciences, or history museums are free or offer discounts to children. For instance, the Mint Museum in Charlotte, North Carolina, is free Tuesday evenings and the Gaston County Museum in South Carolina is always free. Take advantage of these opportunities for a fun and educational summer activity. A lot of museums even offer hands-on activities for younger visitors.
Arts, Crafts, & Experiments
For the relatively small price of some art supplies, you can keep your kids occupied for hours. You can even use everyday household items like sponges, paper towel rolls, and pencils as craft supplies. Encourage them to get creative.

Is your daughter or son is more science-minded? Making slime, mixing household items, and other science projects can be great fun.  Here are some great crafts and experiments you can try at home.

Michaels hosts affordable art classes during summer months. These are a great way for your child to blow off steam while picking up a skill.
Explore Local Parks
Take advantage of the warm Carolina weather with a visit to a local state park. Hours can fly by simply exploring trails with your kids. You can also use the visit as a chance to teach them about the wilderness by identifying trees and other wildlife.
Bowling
Bowling alleys all over the country are participating in Kids Bowl Free, an event where registered member [...]

By |June 7th, 2017|Tips and Hints|Comments Off on 6 Fun and Affordable Summertime Activity Ideas for Your Kids|