If you have bad credit and need a short-term loan, you do have options. Whether it’s due to an unexpected medical bill or other expense, managing your finances can be quite complicated. And, best of all, you can get quick access to much needed cash without a long application process or a hassle with a banking specialist.


The Payday Loan

The essential definition of a payday advance loan is a short-term loan based on your income, usually offering up to the amount of your paycheck. This type of loan is typically best suited for people who have a more minor cost to cover, such as a utility bill or simple car repair.

To acquire a payday advance (cash) loan from Cash Fast Centers—located in Fort Mill and Clover, South Carolina (SC)—here is all that you need to bring your …

  1. Most recent checking statement
  2. Driver’s license
  3. Social Security card
  4. Check book
  5. Most recent pay stub

These items will help verify your identity, source of income, and source of payment.


The Car Title Loan

A car title loan can be defined as a short-term loan based on the value of your vehicle. The amount given is typically influenced by your ability to fulfill monthly payments. People most appropriately suited for this type of loan have more significant needs, such as hospital costs or rent or mortgage payment.

Some of the other benefits of a car title loan include:

  • Unique repayment plans
  • No requirement of full-coverage insurance
  • Ability to drive the car while paying the loan

All you need to bring with you is your vehicle’s title.


Payday and Car Title Loan: More Comparison than Contrast

At Cash Fast Centers, there are more similarities than differences between our payday advance loan and car title loan. With such few requirements and no application process, we offer two locations near you in western North Carolina. The chart below illustrates the advantages of our loan options and clearly shows the one distinction between them.

Feature Payday Advance Loan

Car Title Loan

No Hassle
No Credit Check
Immediate Access to Cash
Repayment Plans
Shorter-Term Needs
Longer-Term needs
Available for NC Residents
Available for SC Residents


If you have any questions or need a loan today, contact our friendly specialists to get the access to cash that you need.