How Stay Warm This Winter Without Breaking the Bank

It can be hard to decide what’s worse: the bitter cold of winter weather or the high energy bills that come with heating your home. If you’re low on cash, you may feel forced to choose between comfort or money. Fortunately, there are plenty of ways to stay warm this winter that won’t break the bank.

If you’re still having trouble making ends meet, consider getting some relief with an easy payday loan from Cash Fast Loan Center near Charlotte and in Clover, South Carolina.
How to Stay Warm for Less this Winter
Invest in a Space Heater
Why heat your entire home when you spend time in just a few rooms? Just lower your thermostat and use a space heater to keep the temperature up in any room you’re currently in to save on your heating bill. Space heaters are cheap to buy and cheap to power.
Close Off Unused Rooms
You can also avoid heating rooms you aren’t using by keeping the doors and vents to these rooms closed. Make sure to over the crack under the door for the best results.
Manage the Windows
A thick window cover or curtain can also help you save on energy. When it’s dark out, close the curtain to seal the heat in. If it gets sunny, open the curtain to let the warmth in. By managing the curtains carefully, you can keep your home a few degrees warmer throughout the day.
Layer Clothes
Thermal underwear, wool socks, or a cozy sweater can go a long way in keeping you warm. You can also throw a blanket as you relax at home. All the extra layers insulate your body heat, letting you keep your thermostat lower.

By |January 23rd, 2018|Loans|Comments Off on How Stay Warm This Winter Without Breaking the Bank|

Simple New Year’s Resolutions to Help You Save Money

New Year’s resolutions are great opportunities to get a fresh start and improve your life. If you’re anything like most Americans, finding ways to save more money is near the top of your list. Fortunately, you can make great headway by adopting just a few minor lifestyle changes. Here are some helpful money-saving resolutions.

Like all resolutions, some setbacks are to be expected. If you’re caught off-guard by sudden expenses along the way, you can make ends meet with a convenient title loan from Cash Fast Loan Center in Clover, South Carolina.
New Year’s Resolutions to Help Yourself Save Money in Clover, SC
Cut Out the Small Expenses
Maybe you pick up a cup of coffee every morning or go out for lunch several times a week. These small expenditures can add up to a massive portion of your budget. Limiting these convenience purchases or cutting them entirely can save you hundreds in a year.
Prep Food Ahead of Time
Buying and prepping your lunches in bulk can save you both time and money. Just make several large servings of the same meal Sunday night and pack them up in plastic containers to reheat and eat throughout the week. This way you aren’t wasting money on ingredients for individual meals every day.

Here are just a few delicious and easy prep-ahead meals.
Eat Less Meat
Another way to save on food is to eat less meat. Meats are typically the most expensive part of any meal, and it can be substituted for high-protein vegetables like broccoli, mushrooms, legumes, and tofu. Avoiding meat can also help you improve your health. Try incorporating a “Meatless Monday” into your weekly schedule to get started.
Set Aside Extra Money
If [...]

By |January 10th, 2018|General|Comments Off on Simple New Year’s Resolutions to Help You Save Money|

How to Save Money on Your Holiday Party This Year

Your yearly holiday party is a great time to get together with family and friends, but it can put a major dent in your budget, especially if you’re already experiencing financial issues. A tight budget shouldn’t mean you don’t celebrate. Here are some ways to throw a festive holiday bash for less.
How to Host a Holiday Party on a Budget
Postpone the Holiday Gift Exchange
It may be more difficult to capture the holiday mood in early January, but if you can put off your gift buying, you’ll be able to save big. Stores will be lowering prices and offering sales to move the extra inventory and items they weren’t able to sell over the holiday shopping season. Take advantage of these discounts and have your gift exchange later.
Have a Wrapping Party
The presents aren’t the only thing that can add up this season. Wrapping paper, tags, ribbons, and bows aren’t cheap. However, if you get together with some friends, you can spread out the cost of these supplies. Wrapping parties are also an affordable way to spend more time with loved ones.
Make it a Potluck
The meal is usually one of the most significant expenses of any party. You can decrease the food budget by asking guests to bring their own dishes. If you still want some control over the menu, assign the foods that people make. It’s also fun to let them choose whatever dish best represents them. Either way, you’ll get a great variety without the costs.
Get Creative with the Decor
Getting your home ready for the season shouldn’t have to mean spending money on expensive lights and decorations. You can create a festive feel for less [...]

By |December 12th, 2017|Loans|Comments Off on How to Save Money on Your Holiday Party This Year|
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    Make Your Own Holiday Cards (or Just Get an Easy Payday Loan)

Make Your Own Holiday Cards (or Just Get an Easy Payday Loan)

The only part of a holiday card that isn’t such a joy to read is the price that’s printed on the back. Holiday cards have seemingly become so expensive in recent years and have left many shoppers wondering if there is an alternative.

If you have a lot of people to get cards for but not a lot of cash to do it, you have two options: Tap into your creative side and make your own or get an easy payday loan to help you stay afloat during the holiday season.
Make Your Own Cards
You don’t need any real artistic skills to save money by making your own holiday cards. Consider the following tips:

Cut out words or images from last year’s holiday cards to make a holiday card collage.
Use holiday stickers to decorate a card without having to draw anything.
Use holiday photos and images from the internet that can be printed off for use on a card.
Things like felt, buttons, cotton balls, glitter, and even small twigs from your Christmas tree can all be attached to a card to give it some texture.
Try personalizing the card. If the person you’ll be giving it to has a particular thing they love like basketball or cats, try working that into the theme of the card.
Pinterest is loaded with many examples of homemade cards and how to make them.

Get a Loan to Buy Cards
If you come to the realization that you just don’t possess enough talent to make your own cards, you aren’t entirely out of luck. An easy payday loan can help you survive the holiday season by giving you the cash you [...]

By |December 8th, 2017|Loans|Comments Off on Make Your Own Holiday Cards (or Just Get an Easy Payday Loan)|

10 Affordable Gift Ideas for the Holiday Season

Christmas is the season of giving. Unfortunately, giving isn’t easy when funds are limited.

But you don’t have to break the bank to make the holidays special. Here are 10 affordable gifts for the holidays that are sure to bring some Christmas joy to your friends and family.

Wireless Swivel Speaker. Small but powerful and able to swivel in any direction to always follow the party, this speaker costs only $10 and has a four-hour rechargeable battery.  
Floating picture frame. This frame adds a modern twist to displaying pictures. The picture floats within a slick copper frame and allows for both horizontal and vertical displays, all for just $15.
Mini waffle maker. Two things everybody loves: waffles and saving space. For just $10 and only two minutes of baking time, this 4’’ x 6’’ non-stick waffle maker is a small investment with a big payoff.
Mouse ring holder. Have someone on your shopping list who wears a lot of rings? This mouse ring holder costs only $10 and can save your someone from losing a lot more.
Dachshund ice cube tray. If there are any Dachshund dog owners on your list, this $10 gift can chill their drink during the dog days of summer.
Disposable camera. Disposable cameras are making a comeback and this $10 gift is ideal for the person on your list with a big vacation or holiday party coming up.    
Lotus cotton swab holder. If there’s a neater way to store Q-tips, you probably won’t find it for less than $6.
Man candles. The men in your life can burn candles in scents they love such as dirt, pizza, cigars, sawdust, [...]

By |November 21st, 2017|General|Comments Off on 10 Affordable Gift Ideas for the Holiday Season|

Maintain the Value of Your Vehicle to Maximize a Title Loan

A vehicle is an asset. When buying a car, truck, or motorcycle, it’s important to consider the potential resale value should you ever want or need to sell it. And while you own the vehicle, it’s important to maintain the value of it.

Maintaining the value of a car is especially helpful for the purpose of acquiring a car title loan. A vehicle with more value can warrant a bigger loan and there are several ways in which you can protect the value of your car and maximize your borrowing power.

Regular service

Scheduling regular maintenance such as oil changes, oil filter replacements, and tire rotations can go a long way in preserving the long-term health of your vehicle. It’s recommended for most cars to undergo at least an oil change every 3,000 to 5,000 miles and many service stations will also perform a courtesy check of things like brake pads, tire wear, and fluid levels. Preventive maintenance is a short-term investment with potential long-term gains further down the road.  

Cleaning

A nice clean car will appeal more to a lender and thus can earn you a bigger loan. But keeping your vehicle clean is more than just cosmetic. Dirt, dust, salt and anything else picked up on the road can lead to rust and decay that can affect the performance of the car, lead to expensive part replacements, and affect the overall value of the vehicle.

Storage

The weather can wreak havoc on a vehicle. Rain, snow, hail and even just the sun beating down on the paint job can all cause a car’s value to take a dip. Store your car in a garage or car port when at all possible.   

Driving habits

Driving your [...]

By |November 17th, 2017|Loans|Comments Off on Maintain the Value of Your Vehicle to Maximize a Title Loan|

Payday Loans and Other Tips to Help You Stretch Your Budget

It can be difficult finding the money for all your expenses in tight financial times, but if you find yourself short at the end of most months, you may want to reconsider the way you budget. Here are a few tips you can use to stretch your monthly budget further.

If surprise expenses have affected your ability to pay for budget necessities, you may also be able to get some extra help with a payday loan from Cash Fast Loan Center in Gastonia, North Carolina.
Payday Loans and Other Ways to Make Your Budget Go Farther
Prioritize Expenses
At the start of each month, it is important to sit down and settle on financial priorities. Before you spend a penny, decide which of your monthly expenses are the most important. This list should have housing, utilities, and food at the top. These expenses should ideally fall just under 50% of your income. When these costs are taken care of, spend about 20% of your income on debt. Whatever money is leftover can be spent on entertainment and other discretionary expenses.
Set Aside Money for Necessities
Once you budget out your high-priority payments, pay them immediately. If you can’t pay early, set the cash aside in an envelope. This puts this money out of play while you spend on wants through the month.
Make Allowances
Split the money you have leftover further. Set aside as much as you’re comfortable with to go into a savings account. The rest can go towards whatever you want to spend it on. If you’re can’t manage to save any money, you may need to examine your buying habits to see if there are places you can spend less.
Track [...]

By |October 27th, 2017|Tips and Hints|Comments Off on Payday Loans and Other Tips to Help You Stretch Your Budget|

How to Quickly Pay Off Your Car Title Loan

If an unexpected expense is keeping you from making regular monthly payments, you may be able to get some relief from a car title loan. Title loans provide an emergency influx of cash to help keep you afloat in difficult times.

Since it is a loan, you’ll need to pay the money back eventually. Here are some tips that make paying back your title loan a little easier.
How to Pay off a Car Title Loan
What is a Title Loan?
A title loan is a small emergency loan you can apply to by allowing the lender put a lien on your car’s title as collateral. The amount of money you can take out is dependant on the value of the vehicle and your ability to pay back the loan.  Once the loan is paid off the lien is removed, returning full ownership of the title to the borrower.

Title loans can get you a short-term influx of cash, but like any other loan, it comes with interest payments. By staying on top of your loan payments, you can pay off your title loan without incurring any additional interest.
Find a Payment Plan That Works for You
During the loan application process, you’ll have a chance to work out a payment plan. Consider how much you’ll be able to afford each month when you work out your monthly payments. If you can afford to make larger installments, you’ll pay off the loan sooner with less interest.

You can also opt for smaller monthly payments, keeping in mind that you’ll pay more in interest this way.
Build Your Budget Around Paying Off the Loan
When you’re making your monthly budget, make sure that your loan [...]

By |October 16th, 2017|Loans|Comments Off on How to Quickly Pay Off Your Car Title Loan|

Get the Most Out of Your Fall with Quick Cash Payday Loans

From the changing leaves to the excitement of upcoming holidays, fall is full of family-friendly activities. Don’t let unexpected expenses keep you from enjoying the season. There are tons of free and affordable fall activities your whole family can enjoy.

If you’re still running low on funds, you can get quick cash payday loans from Cash Fast near Gastonia, North Carolina, to help carry you to your next paycheck.
Get a Quick Cash Payday Loan from Cash Fast Loans
Cash Fast Loan Center offers quick, no-hassle cash payday loans to help you out in those tough financial times. If you need help making ends meet, we can help you out. Approval takes just 15 minutes, and no credit check is required.
Cheap or Free Ways to Enjoy Your Fall Once You Get Your Quick Cash Payday Loan

Visit a Local Farm
One of the best places to enjoy the harvest season is a farm. Some local farms open their doors to the public with hayrides, petting zoos, pumpkin picking, and corn mazes. Lewis Farms in Gastonia, North Carolina, charges only $5 to stop by for fall fun on October weekend days.

Hiking
You don’t need to travel to enjoy the beauty of the changing foliage. Take a walk through a public park or find a nearby hiking trail to take in the colors of fall.
Collect Leaves
You can also take some souvenirs of the season. While out on one of your fall walks, pick up some of the colorful leaves you find. Once you get them back home, preserve the leaves so you can all remember this fall. Flattening the leaves under books, or ironing them between sheets of wax paper are easy methods.
Make [...]

By |September 18th, 2017|Loans|Comments Off on Get the Most Out of Your Fall with Quick Cash Payday Loans|

Learn How You Can Get the Most Out of Your Car Title Loan

Whether you need spare money to take care of unexpected expenses, start a business, or work on your home, securing a loan can be difficult. Fortunately, the solution to your problem may be sitting right in your driveway.

Car title loans let you use your vehicle as collateral to take out money. Once you finish paying off the loan, your title is returned to you. Here are a few tips on how you can get the most out of your car title loan from Cash Fast Loan Center near Gastonia. North Carolina.
How to Get More Out of Your Car Title Loan
Pick the Right Car
The amount of money you can take out depends heavily on the vehicle you are putting up for collateral. The newer and more valuable the car, the more money you can take out. If your household has more than one car, consider which one to put up very carefully.

If you need more money, use a nicer car when you apply for your loan. If you’re okay with a smaller loan or want to pay back less in interest, an older or less valuable vehicle is probably fine. You can use an online appraisal tool to find out the value of your car.
Ask About Repayment Plans
Your ability to repay the loan is the other factor in determining how much you can take out. When you’re in the approval meeting, make sure to ask about repayment options. Cash Fast offers a variety of unique plans, letting you repay quicker and avoid paying more interest.
Keep Up with Your Payments
Once you have a plan set up, stick to it. Taking too long to pay off the loan means [...]

By |September 12th, 2017|Loans|Comments Off on Learn How You Can Get the Most Out of Your Car Title Loan|