How to Get What You Need Without Spending Money

Whether you’re low on funds or simply seeking to pad your bank account with a healthy layer of savings, minimizing your everyday expenses may seem like a tough task. Fortunately, there are lots of ways other than payday loans to slash the amount of money you have to fork up to get the things you need.

With some strategic planning, you may be able to get those things without spending a penny. We’ll tell you how.

Ways to Get Items you Need Without Wasting a Dime
Trade with friends
If you’re close with someone, there’s a good chance they’re happy to help you out. But there’s also a good chance that they need something just as much as you do. So why not swap? Trading with friends is an easy way to transform your unnecessary possessions into something you genuinely need while helping out a close connection.
Take advantage of the internet
The internet is a treasure trove when it comes to free stuff. Start your search by posting on social media to let friends and family know that you’re looking for something. Posting online also offers connections outside of your inner circle an opportunity to help you out.

Then, dig into social media groups. Certain platforms offer local swapping groups, as well as groups where users can post possessions they’d like gone. Be sure to exercise due caution, and bring a friend if you’re planning to meet with a stranger.

Finally, make sure to peruse online classified ads. Most websites featuring classifieds include a section for free stuff, so take a look. You may find exactly what you’re searching for.
Clean house
Even if you keep your home clean, it’s easy for less-visible areas to get [...]

By |August 7th, 2018|Tips and Hints|Comments Off on How to Get What You Need Without Spending Money|

Father’s Day Gifts You Won’t Need a Cash Advance to Buy

To celebrate your amazing dad, you want to go all out this Father’s Day — except you don’t have the cash for a shiny new grill or that expensive lawn mower he’s been raving about. It’s not about how much money you spend on a present for your dad this Father’s Day, but about showing your dad how much you truly care about and appreciate him.

At Cash Fast Loan Center in Fort Mill or Clover, South Carolina, it’s easy to get a cash advance, but there are also a variety of gift ideas that will make your dad’s day without breaking your budget.
3 Great Gift Ideas for Father’s Day
Steering Wheel Cover
If your dad is a car lover, surprise him with a new and inexpensive steering wheel cover. It’ll keep his hands warm during the freezing winter months and cooler when the temperatures start to rise, so he’ll be comfortable during every drive. And with the extra grip of the cover, your dad will have a better handle on the wheel.

Sold in an array of different colors, textures, and styles, you won’t have a problem finding the perfect steering wheel cover for your dad this Father’s Day.
Portable Phone Charger
Your dad won’t have to worry about his smartphone losing battery power after you buy him a portable phone charger. Whether he’s at work, on the road, or on the couch, your dad can easily charge his phone without the hassle of plugging a long, twisted cord into a power outlet. Your dad will love this gift, mostly because he’ll be able to stay in contact with you.
Spill-Proof Travel Mug
For the dad who’s always on the go, a [...]

By |June 15th, 2018|Tips and Hints|Comments Off on Father’s Day Gifts You Won’t Need a Cash Advance to Buy|

When to Spend, When to Save, and When to Secure a Cash Loan

It’s tough to deny yourself the satisfaction of making a purchase you’ve been eyeing for a long time, whether it’s a large investment or a simple pleasure. But ensuring you’re capable of making these purchases without placing your financial stability in danger is key.

Let’s explore how to decide when you’re ready to spend and when it’s best to keep your cash in the bank.
Times to Acquire a Cash Loan and Spend
When you genuinely need it
Certain items are critical to your everyday well-being and should be prioritized. While many of these investments can be costly — like car repairs, roof maintenance, and dental work — most change your life for the better by preventing more costlier long-term problems.

When the unexpected happens, and you don’t have the cash to cover a necessary expense, cash advance loans can be a short-term solution.
When you’ve been saving, and you feel like you deserve a reward
Setting and reaching a savings goal is something to be proud of. If you’ve surpassed your goal with ease, there’s nothing wrong with treating yourself. Just make sure you have plenty of backup funds to cover any unexpected expenses before booking that international flight or buying the latest smartphone.
Times to Save
When you’ve scored some extra cash but still need to save for a necessity
When you earn a little extra money through a bonus or promotion, it can be tempting to spend it in celebration. But first, be aware of your needs. For example, if you’re still commuting in that 1998 sedan that’s logged 200,000-plus miles, it’s likely you’ll need a new ride in the near future.

While the extra cash you’ve earned might be significant, [...]

By |May 31st, 2018|Loans|Comments Off on When to Spend, When to Save, and When to Secure a Cash Loan|

How to Save on Food Without Sacrificing Great Taste

One of the largest parts of your budget, the weekly groceries, are also the hardest to trim down. That’s because everyone needs to eat and no one likes to eat poorly. Fortunately, being low on cash doesn’t have to mean a daily diet of hot dogs. If you’re smart with your shopping, you can save money and still eat great.
Delicious and Healthy Ways to Save on Your Monthly Food Costs
Eat Less Meat
Meat is the most expensive part of most meals. By going vegetarian for a few days a week, you can have hundreds a year. Eating vegetarian more often is also better for your health and the environment.

Worried about a lack of flavor? You can add tons of bold flavors by using more spices, herbs, and vinegar. The earthy, bright, and acidic flavors in this Southwest bowl are a perfect example.

Worried about protein levels? Eggs, tofu, and beans are affordable sources of protein. Try a frittata for a quick and easy high-protein egg meal.
Eat in Season
You can cut a ton of money off your regular food costs by making sure you keep to a seasonal menu. This means sticking to what is currently being harvested in the US. Although many out-of-season fruits and veggies are available all year, they’re often imported raising the costs significantly.

Out-of-season produce is usually of a lower quality, meaning eating in season also tastes better. This website makes it easy to track what’s in season right now. Some delicious spring choices include artichokes, asparagus, collard greens, apricots, and pineapple.

Afraid you’ll miss some of your favorite seasonal foods? The freezer is your friend. Speaking of which…
Freeze
Save yourself money now and work later [...]

By |May 1st, 2018|Tips and Hints|Comments Off on How to Save on Food Without Sacrificing Great Taste|

Affordable Ways to Spoil Your Pet When You’re on a Budget

Financial difficulties don’t have to mean your pet gets less. There are plenty of affordable ways you can continue to shower the four-legged member of your family with affection while you get your budget back on track.
Free and Cheap Ways to Spoil Your Pet in Clover, SC
Activities
Homemade Toys: Don’t pay the massive markup on pet toys. Making your own pet toys is affordable and fun, and many of them can be thrown together from things you have laying around your house.

One of our favorites uses a paper towel roll, paper, and some tape. Cut some holes and slits in the roll and fill it with your pet’s favorite treats, and seal off the sides with paper. Both cats and dogs will enjoy rolling the toy to get treats to come out.

Local Parks: Dogs also love getting a chance to explore the outdoors. There are plenty of local parks you can bring your furry friend to, like the Clover, South Carolina, Community Park. If you’re willing to make a drive, you can take your pooch to socialize with other dogs at Central Bark in Tega Cay.

DIY Pet Bed: Sleep is most pets’ favorite activity. Make your dog or cat’s nights more comfortable, keep hair out of your own bed, and save money by making your pet a bed from repurposed things around the house.
Affordable Pets
If you haven’t chosen a pet yet, consider getting a smaller breed. Overall, smaller animals need less food, shaving dollars off your budget.

You can also save money by rescuing your cat or dog. Rescue fees are usually very low and rescue animals often come with neutering and vaccination already taken care of. You’ll [...]

By |April 20th, 2018|Tips and Hints|Comments Off on Affordable Ways to Spoil Your Pet When You’re on a Budget|

Affordable Souvenirs to Bring Home From Your Vacation

Spring is finally here, which means a chance to get away and travel. Last year we wrote a blog on how to stretch your vacation dollar, but what about souvenirs? Everyone wants to bring back something to help them remember their trip, but all the gifts you buy for yourself and your family can add up.

We’ve included a few of our favorite cost-effective souvenir ideas for your next trip from Clover, South Carolina.
Affordable Souvenirs You Can Bring Back From Your Vacation from Clover
One way you can save is by vacationing close to home. All of these great destinations are less than six hours from Clover, South Carolina:

Atlanta, GA
Myrtle Beach, SC
Outer Banks, NC
Jacksonville, FL
Richmond, VC

Get Something Practical
If you’re going to throw down money on a souvenir, why not get something you’ll actually use?

Clothes are probably the best example of a practical souvenir, but avoid the overpriced, low-quality tourist store t-shirts that line the bottom of most dressers. Opt for an identifiable shirt, swimsuit, pair of sandals, or sunglasses that can become a part of your regular wardrobe. You’ll be reminded of your trip every time you wear it.
Pictures
You probably already have a way to obtain this souvenir in your pocket right now. Just make sure to snap a quick shot of every place you stop, and by the end of the trip, you’ll have dozens of memories. You can print these and put them on display or just upload them to social media to share with those you care about.
A Journal
Keep a journal of your activities while you’re out on vacation. This can include short blurbs, sketches, [...]

By |March 21st, 2018|Tips and Hints|Comments Off on Affordable Souvenirs to Bring Home From Your Vacation|

5 Times When a Payday Loan is Your Best Solution

It isn’t pleasant to think about, but we can’t always control what happens. Sometimes expenses can pop up out of nowhere and derail your financial plans. If you’re worried you won’t be able to make ends meet this month, a payday loan may be the best choice for you.

Here some reasons you might consider looking for a payday loan center near you.
5 Situations Where You May Need to Visit Your Nearby Payday Loan Center
Emergency Medical Costs
Whether it’s from an accident or sudden illness, medical costs add up quickly, especially if hospitalization is required. If you need cash quickly to take care of medical expenses, a payday cash advance can help.
Cover Basic Expenses
Even small expenses can throw off your budget. Sometimes you find that you’re completely out of money by the end of the month, but you still need to buy groceries or pay utility bills. If you can’t put these expenses off, a payday loan is your best choice.
Car Troubles
If you’re like most Americans, you use your car to get to work every day and you can’t afford to postpone auto repairs. However, mechanic bills can put a major dent in your budget. A payday loan can help you get your car back on the road.
Pay Time-Sensitive Expenses
Emergencies aren’t the only reasons to get a payday loan. Sometimes time-sensitive opportunities like special deals, rare items, or limited events present themselves. If you don’t have the money, a payday loan can keep you from missing out.
You’ve Failed to Acquire a Bank Loan
Sometimes your credit score may have been brought down by emergency debt. Although it isn’t anything to be ashamed of, it can [...]

By |February 22nd, 2018|Loans|Comments Off on 5 Times When a Payday Loan is Your Best Solution|

How Stay Warm This Winter Without Breaking the Bank

It can be hard to decide what’s worse: the bitter cold of winter weather or the high energy bills that come with heating your home. If you’re low on cash, you may feel forced to choose between comfort or money. Fortunately, there are plenty of ways to stay warm this winter that won’t break the bank.

If you’re still having trouble making ends meet, consider getting some relief with an easy payday loan from Cash Fast Loan Center near Charlotte and in Clover, South Carolina.
How to Stay Warm for Less this Winter
Invest in a Space Heater
Why heat your entire home when you spend time in just a few rooms? Just lower your thermostat and use a space heater to keep the temperature up in any room you’re currently in to save on your heating bill. Space heaters are cheap to buy and cheap to power.
Close Off Unused Rooms
You can also avoid heating rooms you aren’t using by keeping the doors and vents to these rooms closed. Make sure to over the crack under the door for the best results.
Manage the Windows
A thick window cover or curtain can also help you save on energy. When it’s dark out, close the curtain to seal the heat in. If it gets sunny, open the curtain to let the warmth in. By managing the curtains carefully, you can keep your home a few degrees warmer throughout the day.
Layer Clothes
Thermal underwear, wool socks, or a cozy sweater can go a long way in keeping you warm. You can also throw a blanket as you relax at home. All the extra layers insulate your body heat, letting you keep your thermostat lower.

By |January 23rd, 2018|Loans|Comments Off on How Stay Warm This Winter Without Breaking the Bank|

Simple New Year’s Resolutions to Help You Save Money

New Year’s resolutions are great opportunities to get a fresh start and improve your life. If you’re anything like most Americans, finding ways to save more money is near the top of your list. Fortunately, you can make great headway by adopting just a few minor lifestyle changes. Here are some helpful money-saving resolutions.

Like all resolutions, some setbacks are to be expected. If you’re caught off-guard by sudden expenses along the way, you can make ends meet with a convenient title loan from Cash Fast Loan Center in Clover, South Carolina.
New Year’s Resolutions to Help Yourself Save Money in Clover, SC
Cut Out the Small Expenses
Maybe you pick up a cup of coffee every morning or go out for lunch several times a week. These small expenditures can add up to a massive portion of your budget. Limiting these convenience purchases or cutting them entirely can save you hundreds in a year.
Prep Food Ahead of Time
Buying and prepping your lunches in bulk can save you both time and money. Just make several large servings of the same meal Sunday night and pack them up in plastic containers to reheat and eat throughout the week. This way you aren’t wasting money on ingredients for individual meals every day.

Here are just a few delicious and easy prep-ahead meals.
Eat Less Meat
Another way to save on food is to eat less meat. Meats are typically the most expensive part of any meal, and it can be substituted for high-protein vegetables like broccoli, mushrooms, legumes, and tofu. Avoiding meat can also help you improve your health. Try incorporating a “Meatless Monday” into your weekly schedule to get started.
Set Aside Extra Money
If [...]

By |January 10th, 2018|General|Comments Off on Simple New Year’s Resolutions to Help You Save Money|

How to Save Money on Your Holiday Party This Year

Your yearly holiday party is a great time to get together with family and friends, but it can put a major dent in your budget, especially if you’re already experiencing financial issues. A tight budget shouldn’t mean you don’t celebrate. Here are some ways to throw a festive holiday bash for less.
How to Host a Holiday Party on a Budget
Postpone the Holiday Gift Exchange
It may be more difficult to capture the holiday mood in early January, but if you can put off your gift buying, you’ll be able to save big. Stores will be lowering prices and offering sales to move the extra inventory and items they weren’t able to sell over the holiday shopping season. Take advantage of these discounts and have your gift exchange later.
Have a Wrapping Party
The presents aren’t the only thing that can add up this season. Wrapping paper, tags, ribbons, and bows aren’t cheap. However, if you get together with some friends, you can spread out the cost of these supplies. Wrapping parties are also an affordable way to spend more time with loved ones.
Make it a Potluck
The meal is usually one of the most significant expenses of any party. You can decrease the food budget by asking guests to bring their own dishes. If you still want some control over the menu, assign the foods that people make. It’s also fun to let them choose whatever dish best represents them. Either way, you’ll get a great variety without the costs.
Get Creative with the Decor
Getting your home ready for the season shouldn’t have to mean spending money on expensive lights and decorations. You can create a festive feel for less [...]

By |December 12th, 2017|Loans|Comments Off on How to Save Money on Your Holiday Party This Year|