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6 Helpful Ways to Save Cash on Your Next Road Trip

In these warm summer months, nothing beats the freedom of the open road. A road trip is a great excuse to see parts of the country you’ve never seen before. However, long car trips can also be rough on the budget if you don’t know what you’re doing. With a little bit of planning and these tips, you can save money on your next road vacation.
Save Money on Your Next Summer Road Trip
Between food, fuel, and lodging, life on the road can add up. Here are a few simple ways to travel the open highway for less.
Save on Gas
As the miles add up, so do the gas costs. Depending on the length of your trip, [...]

4 Exciting Free Local Events to Celebrate Independence Day

Independence Day is a time to celebrate, but barbecue supplies, fireworks, and drinks can add up in cost. Celebrating doesn’t have to be so expensive this 4th of July. Make your holiday more affordable by taking advantage of one of the many free celebrations around Charlotte, North Carolina, and York County, South Carolina.
Save this Independence Day with These Charlotte, NC, Area Events
The Carolinas are full of free July 4th celebrations that let you enjoy the holiday without needing to drain funds. Here are a few of our favorites.
Skyshow Charlotte
July 4th, 9:30 pm

Outside BB&T Ballpark

When it comes to 4th of July fireworks, the bigger, the better. So why settle for anything less than the biggest? Skyshow [...]

Learn How To Turn Your Junk Into Quick Cash

If you’ve got a lot of extra clutter and trash left over from spring cleaning or a summer garage purge, don’t throw it away. You may be surprised to find out that people are willing to buy a lot of the old things you don’t want anymore.
How to Turn Your Clutter into Cash
The internet has provided a great resource for people willing to sell unwanted items. Web sites like eBay and Craigslist provide an opportunity to sell the things that would get overlooked at a yard sale.

Following some simple steps can help you to get the most out of your old stuff:

Research similar items online to figure out a fair price.
Clean up the [...]

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    Beat the Heat of Carolina Summer With These Tips from Cash Fast Loans

Beat the Heat of Carolina Summer With These Tips from Cash Fast Loans

In the Carolinas, summer heat can be hard to bear sometimes. It can be instinct to blast the air conditioning for a respite from the oppressive warmth. However, a well air-conditioned house comes with a high price tag.

If you’re tight on cash, you can save yourself some money this summer with these easy tips to help beat the summer heat.
Tips for Affordable Relief from Summer’s Heat in Carolina
Blinds
With the beautiful weather of a Carolina summer, leaving the blinds wide open is tempting. However, tons of heat comes in through the windows. Blocking out the sun’s rays cut the heat going through your house by as much as 45%. White blinds are the best for deflecting [...]

Happy Holidays from Cash Fast

Sometimes, with the hustle and bustle of the holiday season, it’s easy to get caught up in the stress and to-do lists. We’ve all been there. But, as we inch closer towards the end of the year, it’s time for us all to slow down and remember what this season really is all about.

Whether you’re staying close to home or traveling across the country, we hope you have a magical time with friends and family. We wish for your days to be filled with fun games, delicious meals around the table, and plenty of quality time with the ones you love.

If you are sticking around the Charlotte, North Carolina, area, then make sure to check out one of [...]

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    What Questions Should You Ask Before Opening an HSA Account?

What Questions Should You Ask Before Opening an HSA Account?

When you get sick, the last thing you’ll want to worry about is how to pay for medical expenses. Healthcare is generally expensive, which can add stress to an already stressful time. Fortunately, this anxiety can be avoided with a Health Savings Account (HSA).

What is a Health Savings Account?

In concept, HSAs are similar  to personal savings accounts; HSAs are accounts that are used to save money which will only be used for healthcare expenses. The owner of the account, rather than employer, is the person who controls the money. In addition, money put into this account is not taxed.

Am I eligible for a Health Savings Account?

In order to open an HSA, you must have a special type of [...]

Answers to Your Most Pressing Questions about Sinking Funds

Sometimes emergencies that require cash pop into our lives. It’s hard to plan for these types of events and they often take us by surprise.

But what about those events or occasions we know are coming? Do you have payments for school, your friend’s birthday, car payments, or even Christmas coming up?

Setting up a sinking fund is an easy and financially responsible way to prepare for these events.

 
What is a sinking fund?
The simplest definition of a sinking fund is an amount of cash formed by periodically setting money aside. These funds are used to either pay off a debt or to purchase a specific item.

When large organizations utilize sinking funds it is typically through the repayment of bonds. [...]

How Interest Rates Work

Whenever you open a bank account or a retirement account, or when you’re applying for a loan for a home, car, or business, you wind up dealing with interest rates. What is interest, and what does it mean for you? Knowing more about interest rates and how they work will help you make wise decisions when saving and borrowing money.
Why Interest Rates are Important
What is Interest?

There are two ways interest can affect you. One way is it is given to you as the result of having an account with a bank or credit union. Interest is also added to expected payments required by a lending organization.

First, let’s consider interest when it is given to you. When you [...]

Happy Labor Day, Charlotte, NC

We all know and love Labor Day for the extra vacation day it gives us, but do you know why we celebrate this holiday?

According to the US Department of Labor, “Labor Day … is a creation of the labor movement and is dedicated to the social and economic achievements of American workers. It constitutes a yearly national tribute to the contributions workers have made to the strength, prosperity, and well-being of our country.”

If you’re one of those American workers, all of us at Cash Fast Loan Centers hope you enjoy your day off!

If you find yourself in the Charlotte, NC, area on Labor Day weekend, you’re in luck! There’s no need to sit around and twiddle your thumbs as [...]

Watch: 5 Lesser Known Tips for Improving Your Credit Score

If you’ve been following our blog, you know we’ve spent a lot of time discussing the credit check process. We’ve talked about what a credit check is and why you sometimes have to have one. We’ve also discussed options for getting cash fast without checking your credit score.

This week we’re looking at ways you can improve your credit score. Everyone knows you should always pay your credit card on time and try to keep your balance as low as possible. These tips, which come to us from YouTuber ThioJoe, are less obvious. Check out his video below.

Smart Ways to Boost Your Credit Score
ThioJoe has made a name for himself on YouTube for his witty and well-produced videos on [...]