Tips and Hints

Tips and hints from Cash Fast Centers will give insight about various components of your financial health as well as dispel misconceptions about no-credit-check loans.

5 Vital Personal Finance Tips from Lending Experts

Spring is in the air, and the two evils of the season are upon us: it’s time to spring clean and get in shape. But don’t forget to add a financial cleanup to your “spring cleaning” list. That’s right: it’s time to study up on some personal finance tips, and Cash Fast Loan Centers is here with a lesson plan.

Tip #1: Make lists.

You have to track expenses to be able to anticipate them, and there’s no better indicator of future spending habits than your past expenses! Experts say about a month of recording your expenses (no matter how painful!) is a good baseline of information for setting a budget and making a plan to stick with it.

Tip #2: [...]

By |April 6th, 2016|Tips and Hints|Comments Off on 5 Vital Personal Finance Tips from Lending Experts|
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    Cash Advance Loans 101: Best Practices for Charlotte, North Carolina, Borrowers

Cash Advance Loans 101: Best Practices for Charlotte, North Carolina, Borrowers

We all work hard for our money, but sometimes we need a helping hand. If you’re in need of a cash advance, then you’ll want to partner with an organization you can trust in your time of need.

An easy way to identify a trustworthy fast cash loans company is through membership with the Community Financial Services Association (CFSA). Each member is obligated to abide by several best practice policies. This ensures each customer is being treated fairly and ethically. Read below for a summary of CFSA’s best practices.

Full Disclosures: The cash advance company must present all costs to the customer before the transaction takes place. This includes the cost of the service fee both as a dollar [...]

By |February 19th, 2016|Tips and Hints|Comments Off on Cash Advance Loans 101: Best Practices for Charlotte, North Carolina, Borrowers|

Why Online Payday Loans Aren’t Worth the Risk

At Carolina Cash Fast, we pride ourselves on offering no-hassle, same-day approval on payday loans. As your local direct lender, it’s our goal to make it as easy as possible to put cash in your hand. The only thing that might make our service easier to use is if we offered it online. That way you could apply for a cash advance without leaving your couch.

So why doesn’t Carolina Cash Fast offer payday loans online?

This is a frequently asked question among our customers. Let’s take a minute to answer it.
Online Payday Loans Put You at Risk of Identity Theft
The biggest difference between Carolina Cash Fast and other direct lending services is our commitment to responsibility. As a [...]

By |February 4th, 2016|Tips and Hints|Comments Off on Why Online Payday Loans Aren’t Worth the Risk|

9 Ways to Save Money in 9 Minutes or Fewer

If you woke up with dashed hopes because your $2 lottery ticket was a dud, fear not! We have nine easy ways to help you make back that $2 with hardly any effort.

Intrigued? Many of our suggestions only take around 9 or 10 minutes to get started. And when you’re talking money, every effort adds up. Let’s get started!
Got 9 Minutes? 9 Ways to Save Money
It really doesn’t take much to start adding up pennies here and nickels there. With small changes and some simple daily habits, you could have extra money in your bank account in no time by implementing these 9 simple money saving methods.

If you woke up with dashed hopes because your $2 [...]

By |February 1st, 2016|Tips and Hints|Comments Off on 9 Ways to Save Money in 9 Minutes or Fewer|
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    Happy New Year Charlotte from Your Friends at Carolina Cash Fast

Happy New Year Charlotte from Your Friends at Carolina Cash Fast

Season’s greetings from your friends at Carolina Cash Fast!

We just wanted to take a moment to say: We made it! Another year has come and gone, and oh what a year it was. For better or for worse, 2015 sure was full of excitement, and we can only imagine what 2016 holds in store for us.

All of us at Cash Fast wish you happy holidays, and we hope you have something fun planned for New Year’s. Share your plans with us or tell us what your New Year’s resolution is. We love hearing from our customers and our community.

If you don’t already have plans, remember that uptown Charlotte is going to be popping. Lots of restaurants, bars, and venues [...]

By |December 29th, 2015|Tips and Hints|Comments Off on Happy New Year Charlotte from Your Friends at Carolina Cash Fast|

4 Simple Steps to Grow Your Savings Account

Standard Savings Accounts 101

The first step in a crash course about this type of banking is to understand the savings account definition. According to Investopedia, a savings account is “a deposit account held at a bank or other financial institution that provides principal security and a modest interest rate.”

In other words, the simple definition of a savings account is this: it’s an account that makes you money.

While there are different types of savings accounts, we’re talking about the standard account that you can open up at any banking institution with a small minimum balance requirement. Though it typically doesn’t offer significant interest rates, depositing or transferring money into this account on a regular basis is vital to stable [...]

By |December 14th, 2015|Tips and Hints|Comments Off on 4 Simple Steps to Grow Your Savings Account|

Tips to Help with Paying Bills on Time

It’s that time again. The end of the month. You probably already received that latest bills. And it’s possible that you’re having trouble with paying those bills on time. In fact, you may even be in a bind preventing you from being able to pay some of them at all—let alone by the due date. The good news is that you don’t have to struggle.

With the simple tips below, you can follow a process that will help you pay your bills on time. And pay some bills off for good.
Get Organized
Bills cannot be paid on time if you aren’t sure when they are due or how much you owe. Being disorganized is actually a major factor that [...]

By |September 28th, 2015|Tips and Hints|Comments Off on Tips to Help with Paying Bills on Time|

Top 5 Uses for a Payday Advance Loan

A payday loan can be a useful tool for you in times of need. That’s because one of the most important things you mange is your credit, so late or missed payments can really hurt your score. Access to money for bills and unexpected expenses can be even more difficult with poor, bad, or no credit history. Fortunately, you have resources like Cash Fast Center.

If you’re curious about whether or not a payday advance loan is right for you, it’s important to consider how are using the money. Here are the top 5 reasons you may want to get a payday loan:

Everyday Expenses

It’s easy to get behind on bills, partially because there can be so many. These daily and [...]

By |August 21st, 2015|Tips and Hints|Comments Off on Top 5 Uses for a Payday Advance Loan|
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    Can a Payday or Car Title Loan Help with the Price Tag of College Costs?

Can a Payday or Car Title Loan Help with the Price Tag of College Costs?

Cash Fast Loan Centers offer both payday loans and car title loans to help with many hardships. One of the most important, yet sometimes overwhelming, costs is the price tag of a college education. And if you live in the state of North Carolina, you have plenty of options for pursing a degree, including the University of North Carolina at Charlotte.

According to College Data, the average total tuition for an in-state public college during the 2014-2015 academic year was $23,410; private colleges needed students to budget for a $46,272 per academic year.

While a payday or car title loan won’t cover the cost of tuition – what the college charges for instruction – there are plenty of other costs that [...]

By |August 14th, 2015|Tips and Hints|Comments Off on Can a Payday or Car Title Loan Help with the Price Tag of College Costs?|