Tips and Hints

Tips and hints from Cash Fast Centers will give insight about various components of your financial health as well as dispel misconceptions about no-credit-check loans.

How to Successfully Build Up Money in Your Savings Account

Are you frustrated watching your money never add up? It seems like every paycheck disappears as soon as it hits your account, and eventually you push the idea of a growing savings account to the back of your mind. We know how critical savings can be — we want to help you reach your saving goals.

In order to bank the big bucks overtime, you have to make saving a habit.

No matter what your income or financial state, there are some simple life habit changes you can make to start seriously saving today.
Habits That Make Saving a Breeze
Budget

The first step is to actually start following that budget you made months ago. This step is absolutely crucial to [...]

By |May 31st, 2016|Tips and Hints|Comments Off on How to Successfully Build Up Money in Your Savings Account|

Dollar Store Savings: 5 Home Essentials for 5 Dollars

Looking for an easy way to save money fast? You’ll be amazed at how far a dollar goes at your nearest dollar store.

Dollar store savings are a great way to stock up on essential supplies and accessories for your home. It pays to be thrifty, especially with things you know you’ll need. Brand name products from the grocery store can really add up, so go somewhere that will slash the prices for comparable goods.

 

By |May 20th, 2016|Tips and Hints|Comments Off on Dollar Store Savings: 5 Home Essentials for 5 Dollars|

Dollar Store Savings for Every Room of Your House

We all have our favorite tricks up our sleeves to help us save big on must-have items for the home. But how many of your everyday items could you be saving money on by utilizing the dollar store? The dollar store is beautiful for one very simple reason: everything costs a dollar. So what can you buy there instead of paying regular grocery store or convenience store prices?

Dollar store savings can be made on items for every room in your house, starting with your living room. Stock up on candles, batteries for the remote and other electronics, and simple decor pieces like picture frames. Three easy switches and a purchase that could have cost you more than $20 is [...]

By |April 22nd, 2016|Tips and Hints|Comments Off on Dollar Store Savings for Every Room of Your House|

4 Top Money Management Apps That Help You Save

Do you ever get your credit card bill at the end of the month and are puzzled about how you spent so much money? Do you open your wallet only to wonder where all your cash has gone? Do you pull out your debit card to make a purchase and discover you don’t have the funds in your account you thought you did? Sounds like you need a money management app. 
Take Control of Your Finances with These Top Money Management Apps

Mint

This free tool has almost everything you could desire in a financial app. With two or three bank accounts, several credit cards, and different investments, it’s hard to keep track of it all. Mint is able to [...]

By |April 14th, 2016|Tips and Hints|Comments Off on 4 Top Money Management Apps That Help You Save|

5 Vital Personal Finance Tips from Lending Experts

Spring is in the air, and the two evils of the season are upon us: it’s time to spring clean and get in shape. But don’t forget to add a financial cleanup to your “spring cleaning” list. That’s right: it’s time to study up on some personal finance tips, and Cash Fast Loan Centers is here with a lesson plan.

Tip #1: Make lists.

You have to track expenses to be able to anticipate them, and there’s no better indicator of future spending habits than your past expenses! Experts say about a month of recording your expenses (no matter how painful!) is a good baseline of information for setting a budget and making a plan to stick with it.

Tip #2: [...]

By |April 6th, 2016|Tips and Hints|Comments Off on 5 Vital Personal Finance Tips from Lending Experts|
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    Cash Advance Loans 101: Best Practices for Charlotte, North Carolina, Borrowers

Cash Advance Loans 101: Best Practices for Charlotte, North Carolina, Borrowers

We all work hard for our money, but sometimes we need a helping hand. If you’re in need of a cash advance, then you’ll want to partner with an organization you can trust in your time of need.

An easy way to identify a trustworthy fast cash loans company is through membership with the Community Financial Services Association (CFSA). Each member is obligated to abide by several best practice policies. This ensures each customer is being treated fairly and ethically. Read below for a summary of CFSA’s best practices.

Full Disclosures: The cash advance company must present all costs to the customer before the transaction takes place. This includes the cost of the service fee both as a dollar [...]

By |February 19th, 2016|Tips and Hints|Comments Off on Cash Advance Loans 101: Best Practices for Charlotte, North Carolina, Borrowers|

Why Online Payday Loans Aren’t Worth the Risk

At Carolina Cash Fast, we pride ourselves on offering no-hassle, same-day approval on payday loans. As your local direct lender, it’s our goal to make it as easy as possible to put cash in your hand. The only thing that might make our service easier to use is if we offered it online. That way you could apply for a cash advance without leaving your couch.

So why doesn’t Carolina Cash Fast offer payday loans online?

This is a frequently asked question among our customers. Let’s take a minute to answer it.
Online Payday Loans Put You at Risk of Identity Theft
The biggest difference between Carolina Cash Fast and other direct lending services is our commitment to responsibility. As a [...]

By |February 4th, 2016|Tips and Hints|Comments Off on Why Online Payday Loans Aren’t Worth the Risk|

9 Ways to Save Money in 9 Minutes or Fewer

If you woke up with dashed hopes because your $2 lottery ticket was a dud, fear not! We have nine easy ways to help you make back that $2 with hardly any effort.

Intrigued? Many of our suggestions only take around 9 or 10 minutes to get started. And when you’re talking money, every effort adds up. Let’s get started!
Got 9 Minutes? 9 Ways to Save Money
It really doesn’t take much to start adding up pennies here and nickels there. With small changes and some simple daily habits, you could have extra money in your bank account in no time by implementing these 9 simple money saving methods.

If you woke up with dashed hopes because your $2 [...]

By |February 1st, 2016|Tips and Hints|Comments Off on 9 Ways to Save Money in 9 Minutes or Fewer|
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    Happy New Year Charlotte from Your Friends at Carolina Cash Fast

Happy New Year Charlotte from Your Friends at Carolina Cash Fast

Season’s greetings from your friends at Carolina Cash Fast!

We just wanted to take a moment to say: We made it! Another year has come and gone, and oh what a year it was. For better or for worse, 2015 sure was full of excitement, and we can only imagine what 2016 holds in store for us.

All of us at Cash Fast wish you happy holidays, and we hope you have something fun planned for New Year’s. Share your plans with us or tell us what your New Year’s resolution is. We love hearing from our customers and our community.

If you don’t already have plans, remember that uptown Charlotte is going to be popping. Lots of restaurants, bars, and venues [...]

By |December 29th, 2015|Tips and Hints|Comments Off on Happy New Year Charlotte from Your Friends at Carolina Cash Fast|

4 Simple Steps to Grow Your Savings Account

Standard Savings Accounts 101

The first step in a crash course about this type of banking is to understand the savings account definition. According to Investopedia, a savings account is “a deposit account held at a bank or other financial institution that provides principal security and a modest interest rate.”

In other words, the simple definition of a savings account is this: it’s an account that makes you money.

While there are different types of savings accounts, we’re talking about the standard account that you can open up at any banking institution with a small minimum balance requirement. Though it typically doesn’t offer significant interest rates, depositing or transferring money into this account on a regular basis is vital to stable [...]

By |December 14th, 2015|Tips and Hints|Comments Off on 4 Simple Steps to Grow Your Savings Account|