Tips and Hints

Tips and hints from Cash Fast Centers will give insight about various components of your financial health as well as dispel misconceptions about no-credit-check loans.

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    Six Important Financial New Year’s Resolutions You Should Make

Six Important Financial New Year’s Resolutions You Should Make

There is something about the start of a new year that makes us want to set goals and try new things. If you’ve been thinking about setting financial goals for yourself, then now is the perfect time to start.  

Creating New Year’s resolutions involving saving and other monetary tasks may seem intimidating at first. However, all of your financial goals can be easily realized by following a few steps and ensuring certain safety nets are in place.
How to Create Achievable Financial Goals
Open a Savings Account

When you decide to make saving part of your budget, you feel in control of your finances rather than letting them control you. No longer is the question “Should you save?” but rather, [...]

By |December 31st, 2016|Tips and Hints|Comments Off on Six Important Financial New Year’s Resolutions You Should Make|

Two Easy Ways to Get Quick Cash Loan for Last-Minute Gifts

By now, you’re probably a pro at holiday shopping. You’ve created a budget and you’re sticking to it. And, just like St. Nick, you’ve made a list, and you’ve checked it twice. While you’re adhering to your budget and lists, you may want to utilize a quick cash loan.

Perfect times to use a quick cash loan during the holiday season are:

Taking advantage of a special sale
Purchasing a one-of-a-kind item or an item only available in a limited quantity
Buying a special item from an auction site, such as ebay or Everything But the House

Get Money Fast With Quick Cash Loans
There are two types of quick cash loans: payday loan and title loan. Each [...]

By |December 24th, 2016|Tips and Hints|Comments Off on Two Easy Ways to Get Quick Cash Loan for Last-Minute Gifts|
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    Five Simple Ways to Save Money on Thanksgiving in Charlotte, NC

Five Simple Ways to Save Money on Thanksgiving in Charlotte, NC

To many people, Thanksgiving means parades, turkey, and football. It can also mean that your wallet will feel a lot lighter at the month’s end. According to the American Farm Bureau, the average cost of a Thanksgiving dinner for 10 cost around $50. And we think, with a few tips, you can exceed that average to make things cost a little less — and it’s easier than you may think.

Start Buying Now

While you may want to wait until it gets a little closer to Thanksgiving to buy perishables, you can start buying items such as boxed stuffing, canned vegetables, and frozen turkeys now. This allows you time compare prices and cut coupons.

So, when you see a good deal, [...]

By |November 10th, 2016|Tips and Hints|Comments Off on Five Simple Ways to Save Money on Thanksgiving in Charlotte, NC|

4 Easy Steps to Create a Realistic Holiday Budget

The holiday season is a very special time of year, and it’s rapidly approaching. It’s a time when we can get together with friends and family and enjoy one another by celebrating and indulging in beloved traditions.

But the holiday season is also a very expensive time of year. Fortunately, you can avoid the shock of end-of-year spending by creating a holiday budget.
4 Tips for Holiday Shopping on a Budget
Look at Last Year

The best place to start when making a budget for this year’s holiday season is by taking a look at how much money you spent during last year’s holiday season. If you don’t have a budget or receipts from last year, then don’t worry. It’s [...]

By |October 28th, 2016|Tips and Hints|Comments Off on 4 Easy Steps to Create a Realistic Holiday Budget|

20 Halloween Costumes You Can Find In Your Closet

October 31st is just around the corner, and it’s time to start thinking about your Halloween costume. Typically a fun activity, brainstorming easy and cheap Halloween costumes can turn into a stressful task when your bank account is running low.

There’s no need to worry, though. There are many costumes you can put together with items that are most likely in your closet already. Not only is this an easy way to save money, but it’s a fun activity that will have you pulling out items in your closet that you may not have worn in a while.
Cheap Halloween Costume Ideas Found in Your Closet
Cost-Effective Halloween Costumes for Children

Baseball/Softball Player

Team hat
Team shirt
White [...]

By |October 13th, 2016|Tips and Hints|Comments Off on 20 Halloween Costumes You Can Find In Your Closet|
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    The 3 Best Savings Accounts For You and Your Hard Earned Money

The 3 Best Savings Accounts For You and Your Hard Earned Money

Though saving isn’t fun or glamorous, it’s crucial to a healthy financial life. Money-saver extraordinaire Dave Ramsey says, “A budget is telling your money where to go instead of wondering where it went.”

When you decide to make saving part of your budget, you feel in control of your finances rather than letting them control you. No longer is the question “Should you save?” but rather, “Which savings account should you choose?”
Which Savings Account Should You Choose?
Regular Savings Account

Considered one of the simplest ways to save money, a regular savings account can be opened easily at one of your local banks and requires you to put aside a little bit of money each month. The amount is [...]

By |September 9th, 2016|Tips and Hints|Comments Off on The 3 Best Savings Accounts For You and Your Hard Earned Money|

3 Clear-Cut Ways to Calculate Loan Repayments

If you’re considering applying for some sort of loan, then it may be helpful to first know what the payment amounts with interest might be. Not only will calculating loan repayments give you the confidence in your ability to make your payments, but you will also be able to gain trust with your lender by showing her your research.
Easily Calculate Loan Repayment Amounts
There are several ways to calculate a loan repayment. Whichever method you choose, you must first understand the variables that are involved in loan repayment calculation and their symbols.

Some methods will ask for the symbols while others will spell out exactly what they are asking for. Referring to the descriptions below can make the [...]

By |August 15th, 2016|Tips and Hints|Comments Off on 3 Clear-Cut Ways to Calculate Loan Repayments|

How to Save Money on Your Back to School Shopping

Believe it or not, summer is ending and the first day of school is quickly approaching. Whether you’re getting your kids ready, or you’re headed to the classroom yourself, back to school shopping is one of the first tasks on everyone’s fall to do lists.

While back to school shopping can be fun, it can also be a big drain on your wallet. However, with a little bit of planning, this doesn’t have to be the case. Follow the simple back to school tips below, and your family can start off the school year right.
Save Money on Back to School Supplies in Charlotte, NC
Create a Back to School Budget

Though it’s arguably the least fun task, it is [...]

By |August 1st, 2016|Tips and Hints|Comments Off on How to Save Money on Your Back to School Shopping|
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    Savings Bonds vs. Savings Accounts: The Difference Will Interest You

Savings Bonds vs. Savings Accounts: The Difference Will Interest You

Whether you’re starting to plan for retirement, looking to make a big purchase, or simply want to put money away for a rainy day, there’s no time to start preparing like the present.

Don’t be intimidated by all the options out there, though. With savings bonds and saving accounts, starting to save is easier than you think. But when it comes down to it, is one better than the other?
Is a Savings Bond or Savings Account Right for You?
Savings Account

Savings accounts have been around just about as long as banks. They’re commonly used to ensure a secure financial future, and they’re easy to set up at a local bank.

The key features of a savings account are:

[...]

By |July 13th, 2016|Tips and Hints|Comments Off on Savings Bonds vs. Savings Accounts: The Difference Will Interest You|

Summer Fun Doesn’t Have to Cost You Your Savings

Charlotte is a great place to be in the summer. Whether it’s riding the rapids at the U.S. National Whitewater Center, experiencing motorsports history at the NASCAR Hall of Fame, or a day out with the whole family at Carowinds, Charlotte’s got a lot! You’ve worked hard all year, and you deserve to have some fun! When payday is a week away, but your favorite band is playing tonight, Cash Fast Loan Centers can help you enjoy yourself without delving into your savings account.

In as few as 15 minutes, Cash Fast can get you the money you need for the things you want to do. Whether you need a few bucks for the weekend, or a larger sum for [...]

By |June 14th, 2016|Tips and Hints|Comments Off on Summer Fun Doesn’t Have to Cost You Your Savings|