Tips and Hints

Tips and hints from Cash Fast Centers will give insight about various components of your financial health as well as dispel misconceptions about no-credit-check loans.

Top 6 Ways to Save Money on Spring Break

It may seem impossible to stick to a strict budget when going off for spring break or any type of family getaway. However, saving while on vacation is easier than you think. All that’s required is a little bit of planning and some know-how.
How You Can Spring Break on a Budget
Do Your Research

Some destinations are naturally going to be cheaper than others. If you do your research beforehand, then you won’t be surprised by $8 beers or private beach fees. A few fun places that are easy on the wallet include:

Myrtle Beach, SC
Point Pleasant, NJ
New Orleans, LA
Sanibel Island, FL

Find Your Home Away from Home

Thanks to sites like Airbnb, finding reasonably priced vacation homes is easier than ever. From shared rooms to giant mansions, this site and others like it have endless options. Many times, you can stay in the most popular parts of town for a fraction of the price.

Buy Groceries

An added bonus of booking an Airbnb is that it’s easy to find a property with a kitchen. While you may not want to cook on your vacation, this is one of the biggest money savers, as going out to eat quickly adds up. To make cooking easier, create a meal plan before you leave for your trip that consists of quick and easy recipes.

Be Prepared

Make a list of everything you might need before you start packing and stick to it. Including a rain jacket, sweater for chilly nights, and other necessities in your getaway bag means you won’t have to purchase anything while you’re there. Essentials also include Tylenol, Band-Aids, and sunscreen.

Make It a Road Trip

The thrill of flying is unlike anything [...]

By |March 16th, 2017|Tips and Hints|Comments Off on Top 6 Ways to Save Money on Spring Break|

10 Ways You Can Earn Money From Home

These days, the internet makes working from home easy. Whether you’re looking for a new nine-to-five or just a few ways to supplement your current income, there is something for everyone on the world wide web.
Easily Earn Money Online
Craigslist

If you have an old desk you’re not using anymore or a lamp that no longer suits your home’s aesthetic, it may be tempting to just dump those things by the side of the road. However, if those items are in good condition, then you’ll be able to get some cash by selling them on Craigslist.

Just make sure to arrange to meet potential customers in a safe space.

Poshmark

A lot of people have a closet full of clothes that either don’t fit them anymore or just aren’t their style. Turn that clutter into cash and list your clothes on Poshmark! This site allows you to post an item in less than 60 seconds, and customers from around the country can shop your closet.

Blogging

While getting to a point where blogging can earn you money may take at least several months, it’s a fun way to get some extra cash if you already enjoy writing. Affiliate sales, product endorsements, and ads are all great ways to generate revenue.

Stock Photos

If you have an eye for photography, then you may want to consider selling your photos as stock images. Sites such as Shutterstock must approve your account, but then you get paid every time someone purchases your photos.

Pet Sitter

For those who enjoy hanging with the four-legged crowd, consider pet sitting. Care.com matches pet sitters and those looking for pet care.

Captioning

Have you ever wondered who actually writes the captioning you see on your TV [...]

By |February 16th, 2017|Tips and Hints|Comments Off on 10 Ways You Can Earn Money From Home|

7 Sites to Help You Find the Best Online Deals

Online shopping simply can’t be beat—there’s a wealth of deals, a wider selection of products, and you can skip the crowds. You can do it in the comfort of your own home and the products are delivered directly to your door. Best of all, you can shop for  the product you want at the best price.

But it’s hard to take advantage of online deals if you don’t know where to find them. Fortunately, there are many sites out there that exist solely to help you find what you want for the best deal.
The 7 Best Online Sites to Find the Best Deals
Amazon’s Deal of the Day

It’s hard to think back to a time before Amazon, with good reason. With thousands of sellers competing for buyers in one place, you can find just about anything you want for the best price.

And with a Prime subscription, you can forget about shipping costs. Amazon also offers multiple “Deals of the Day.” Just hop on over to their site, view their daily deals, and order the product(s) you’ve been eyeing. The discount is automatically applied.

DealsPlus

This site utilizes user entries to find the best deals online. Along with making submissions, users can also vote on their favorite deals. The more popular a deal, the higher it ranks on the DealsPlus homepage.

Visiting this site is an easy way to view the internet’s hottest deals in one place.

Ben’s Bargains

Tracking about 2,000 retailers, Ben’s Bargains takes finding the best deals very seriously. It publishes around 150 to 200 deals daily and always includes price history data on any product they’ve published before.

Additionally, users can register to receive alerts when certain products, brands, or stores [...]

By |February 13th, 2017|Tips and Hints|Comments Off on 7 Sites to Help You Find the Best Online Deals|

3 Quick Ways to Make Budgeting Easier

Creating a budget is a great way to stay on top of your spending throughout the year. Sitting down at the beginning of each month to assess your incoming cash along with expected living expenses and bills means fewer financial surprises and less stress.

Following the budget you’ve created may feel a little difficult, especially if this your first time making one. Spending habits are hard to break, and honestly, sometimes it’s easy to forget the plan you’ve made for yourself. However, there are several tools out there to make budgeting a little easier.
Top Tools to Make Budgeting Easier
Online Apps

There are many online apps, like Mint, that are able to gather all your financial information into one place. They can connect to almost every financial institution in the United States, which makes it easy for you to get an accurate picture of your finances in real time.

One of the best features of this app, however, is the alerts it can send. If you’re going over budget or spending an unusual amount of money in an area, then Mint will let you know.

Important Note: Before you give any money-managing app your financial information, make sure it has proper security measures in place, such as 128-bit SSL encryption and physical security standards that banks use.

Envelope System

While the envelope system isn’t anything new, it has been made famous in recent years by money-saving guru Dave Ramsey. The idea is simple. Once you’ve set your budget, place the amount of cash you’ve allotted for each area (groceries, clothes, eating out, etc.) in labeled envelopes.

Once you’ve used up the cash in that particular envelope, you’ve met your budget for that area. Though this method may [...]

By |February 1st, 2017|Tips and Hints|Comments Off on 3 Quick Ways to Make Budgeting Easier|

Five Important Money-saving Habits You Need to Adopt

So, you’ve resolved to save more money this year. But if saving money isn’t part of your routine,  you may be wondering where to even start.

Saving money doesn’t mean you have to completely overhaul your spending habits. In order to make a big impact on your savings account, you really only need to change a few habits or adopt a few ones.
Simple Tips to Help You Save Money

Skip the Morning Coffee Run

Your favorite Caramel Mocha is only $3.50. What’s the big deal, right? When trying to save money, though, it’s important to remember little charges like this add up. Buying a $3.50 coffee each weekday morning ends up costing you around $70 a month. That’s a staggering $840 a year.

 

Bring Your Own Lunch

Your fast food lunches can add up just as much as your morning coffee. Don’t think this means you’re doomed to eat PB&Js forever, though. The internet is full of ideas for fun brown bag lunches. All it takes is just a little extra planning when compiling your weekly grocery list.

 

Split the Entrée

If you are going out to eat, consider splitting your entrée with a friend. Not only will this save you a little cash, but it’ll prevent you from wasting food or walking out of the restaurant feeling bloated. To avoid leaving feeling hungry, pick a restaurant known for big portions. If nobody in your party is up for sharing, then consciously divide your meal into two portions and vow to take one home. Leftovers are great for those brown bag lunches!

 

Shop Generic Brands

While purchasing name brand items from the grocery store are tempting, those big names also come with a bigger price tag. The store brands are cheaper [...]

By |January 27th, 2017|Tips and Hints|Comments Off on Five Important Money-saving Habits You Need to Adopt|
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    Essential Tips to Help You Save Money on Your New Year’s Resolutions

Essential Tips to Help You Save Money on Your New Year’s Resolutions

New Year’s resolutions are always made with the best of intentions. But have you ever stopped to think about how they can affect your bank account? Some resolutions can become very expensive, but there are easy ways to keep your resolutions without blowing your budget.
How to Plan Your Budget Around New Year’s Resolutions
Exercise More

A lot of us resolve to exercise more each year, but this popular resolution can cost more than we may initially think. Purchasing new workout clothes, shoes, and gym bag can cost over $100 all together. The biggest expense for this New Year’s resolution, the gym membership, averages around $49 a month, making this a big chunk of your monthly budget.

Helpful Money Saving Tips:

Friends and Family Discount
If you have a friend that already has a membership to a gym you’d like to join, check to see if that establishment offers a Friend and Family Discount. This way, you can usually save around 15% or avoid a signing fee. As an added bonus, your friend may get a little extra cash, too.

Online Subscriptions
Because part of your membership fees aren’t having to help pay for the upkeep of a facility, online subscriptions are generally cheaper than if you were to become a member at a brick and mortar gym. Services like barre3 have memberships starting at just $25/month for unlimited classes you can stream on your computer.

Free Videos
There are also plenty of free workout videos you can find on YouTube. Yes, you will have to sit through a commercial or two, but this outlet is full of knowledgeable professionals. Channels like Yoga with Adriene release new videos every week and are hosted by helpful trainers who have [...]

By |January 19th, 2017|Tips and Hints|Comments Off on Essential Tips to Help You Save Money on Your New Year’s Resolutions|

Tips for Avoiding Annoying Upfront Personal Loan Fees

When you’re in need of money, the ease of an online personal loan may be tempting. However,the hidden cost of upfront fees can take money from you when the application is submitted, which can leave you even more strapped for cash.

Also known as an origination fee, an upfront fee is sometimes charged by a lender, particularly online companies. These fees can be tricky as they don’t show up in the interest rate, and are only found in the annual percentage rate (APR).

Upfront fees can range from anywhere between 1% of the total loan to as much as 6%. They are also based on the borrower’s credit score and length of the loan.

These fees can be a hinderance to many applying for a personal loan. Fortunately, there is an instant cash advance option that can get you the money you need without the origination fees.
Get Your Instant Cash Advance From Cash Fast
Cash Fast Loan Centers offer two types of instant cash loans: payday loan and title loan. Neither of these loans have hidden upfront fees, and we don’t even check your credit score.

A Payday Loan is an instant cash advance. It’s a short-term loan based on your income, and can offer an amount up to the total of your monthly paycheck. It is typically best suited for people who have a minor, time-sensitive cost to cover, such as a utility bill or simple car repair.

Those who have more significant monetary needs, such as hospital costs or rent or mortgage payment may want to consider a Title Loan. This quick cash loan is also a short-term loan but is based on the value of your car rather than your paycheck.

Both of these personal [...]

By |January 9th, 2017|Tips and Hints|Comments Off on Tips for Avoiding Annoying Upfront Personal Loan Fees|
  • Chalkboard on the wooden table written this year i will.
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    Six Important Financial New Year’s Resolutions You Should Make

Six Important Financial New Year’s Resolutions You Should Make

There is something about the start of a new year that makes us want to set goals and try new things. If you’ve been thinking about setting financial goals for yourself, then now is the perfect time to start.  

Creating New Year’s resolutions involving saving and other monetary tasks may seem intimidating at first. However, all of your financial goals can be easily realized by following a few steps and ensuring certain safety nets are in place.
How to Create Achievable Financial Goals
Open a Savings Account

When you decide to make saving part of your budget, you feel in control of your finances rather than letting them control you. No longer is the question “Should you save?” but rather, “Which savings account should you choose?”

Learn more about savings accounts in our post titled The 3 Best Savings Accounts For You and Your Hard Earned Money.

Improve Your Credit Score

While improving your credit score may seem hopeless at times, it is possible. While there are some more obvious tips like paying your credit card bills on time and keeping your balance as low as possible, there are a few more tips you may not know about.

Learn more about how to improve your credit score by reading our post titled 5 Lesser Known Tips for Improving Your Credit Score.

Create a Budget

Do you ever get your credit card bill at the end of the month and are puzzled about how you spent so much money? Or open your wallet only to wonder where all your cash has gone? Or pull out your debit card to make a purchase and discover you don’t have the funds in your account you thought you did? Sounds like you need a [...]

By |December 31st, 2016|Tips and Hints|Comments Off on Six Important Financial New Year’s Resolutions You Should Make|

Two Easy Ways to Get Quick Cash Loan for Last-Minute Gifts

By now, you’re probably a pro at holiday shopping. You’ve created a budget and you’re sticking to it. And, just like St. Nick, you’ve made a list, and you’ve checked it twice. While you’re adhering to your budget and lists, you may want to utilize a quick cash loan.

Perfect times to use a quick cash loan during the holiday season are:

Taking advantage of a special sale
Purchasing a one-of-a-kind item or an item only available in a limited quantity
Buying a special item from an auction site, such as ebay or Everything But the House

Get Money Fast With Quick Cash Loans
There are two types of quick cash loans: payday loan and title loan. Each of these personal loans is able to provide you cash when you need it most, with only a few items needed to apply.

Payday Loan:

Your most recent checking statement
Your driver’s license
Your social security card
Your checkbook
Your most recent paystub

Title Loan:

Your vehicle’s title
Your vehicle’s registration
Your driver’s license
Your most recent paystub
Your social security card
Mail to verify your address

Although these loans are quick, it doesn’t mean the issuing companies are lax on security. So, when applying for a quick cash loan, there is no need to worry about your privacy. Community Financial Services Association of America (CFSA) member companies protect the confidentiality of customers’ personal information and uphold strict privacy policies.

In addition, payday loan transactions are not reported to credit agencies. Therefore, your credit score cannot be hurt by utilizing this type of personal loan.
Charlotte, North Carolina, Residents Can Get a Quick Cash Loan Today
Even [...]

By |December 24th, 2016|Tips and Hints|Comments Off on Two Easy Ways to Get Quick Cash Loan for Last-Minute Gifts|
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    Five Simple Ways to Save Money on Thanksgiving in Charlotte, NC

Five Simple Ways to Save Money on Thanksgiving in Charlotte, NC

To many people, Thanksgiving means parades, turkey, and football. It can also mean that your wallet will feel a lot lighter at the month’s end. According to the American Farm Bureau, the average cost of a Thanksgiving dinner for 10 cost around $50. And we think, with a few tips, you can exceed that average to make things cost a little less — and it’s easier than you may think.

Start Buying Now

While you may want to wait until it gets a little closer to Thanksgiving to buy perishables, you can start buying items such as boxed stuffing, canned vegetables, and frozen turkeys now. This allows you time compare prices and cut coupons.

So, when you see a good deal, grab it.

Just make certain to only buy items you need rather than buying something only because it was a good price.

Keep an Eye on the Thermostat

While we never know what to expect when it comes to the weather on Thanksgiving Day in North Carolina, you can be assured that a hot oven and a large group of people in your home will start to make things a little toasty. If it’s cold outside, you’ll have everyone’s permission to turn the thermostat down to save on heating costs. If it’s pleasant outside, then consider turning your system off altogether and open up the windows.

Utilize Simple Decor

When you have a lot of folks coming over to your house, it’s tempting to buy festive decor to make the day feel special. This is totally unnecessary. Thanksgiving is the ideal holiday to display natural elements such as acorns, pinecones, and tree branches.

Pinterest is full of ideas that can be realized with only materials found in your yard.

Host [...]

By |November 10th, 2016|Tips and Hints|Comments Off on Five Simple Ways to Save Money on Thanksgiving in Charlotte, NC|