Tips and Hints

Tips and hints from Cash Fast Centers will give insight about various components of your financial health as well as dispel misconceptions about no-credit-check loans.

How to Get What You Need Without Spending Money

Whether you’re low on funds or simply seeking to pad your bank account with a healthy layer of savings, minimizing your everyday expenses may seem like a tough task. Fortunately, there are lots of ways other than payday loans to slash the amount of money you have to fork up to get the things you need.

With some strategic planning, you may be able to get those things without spending a penny. We’ll tell you how.

Ways to Get Items you Need Without Wasting a Dime
Trade with friends
If you’re close with someone, there’s a good chance they’re happy to help you out. But there’s also a good chance that they need something just as much as you do. So why not swap? Trading with friends is an easy way to transform your unnecessary possessions into something you genuinely need while helping out a close connection.
Take advantage of the internet
The internet is a treasure trove when it comes to free stuff. Start your search by posting on social media to let friends and family know that you’re looking for something. Posting online also offers connections outside of your inner circle an opportunity to help you out.

Then, dig into social media groups. Certain platforms offer local swapping groups, as well as groups where users can post possessions they’d like gone. Be sure to exercise due caution, and bring a friend if you’re planning to meet with a stranger.

Finally, make sure to peruse online classified ads. Most websites featuring classifieds include a section for free stuff, so take a look. You may find exactly what you’re searching for.
Clean house
Even if you keep your home clean, it’s easy for less-visible areas to get [...]

By |August 7th, 2018|Tips and Hints|Comments Off on How to Get What You Need Without Spending Money|

Father’s Day Gifts You Won’t Need a Cash Advance to Buy

To celebrate your amazing dad, you want to go all out this Father’s Day — except you don’t have the cash for a shiny new grill or that expensive lawn mower he’s been raving about. It’s not about how much money you spend on a present for your dad this Father’s Day, but about showing your dad how much you truly care about and appreciate him.

At Cash Fast Loan Center in Fort Mill or Clover, South Carolina, it’s easy to get a cash advance, but there are also a variety of gift ideas that will make your dad’s day without breaking your budget.
3 Great Gift Ideas for Father’s Day
Steering Wheel Cover
If your dad is a car lover, surprise him with a new and inexpensive steering wheel cover. It’ll keep his hands warm during the freezing winter months and cooler when the temperatures start to rise, so he’ll be comfortable during every drive. And with the extra grip of the cover, your dad will have a better handle on the wheel.

Sold in an array of different colors, textures, and styles, you won’t have a problem finding the perfect steering wheel cover for your dad this Father’s Day.
Portable Phone Charger
Your dad won’t have to worry about his smartphone losing battery power after you buy him a portable phone charger. Whether he’s at work, on the road, or on the couch, your dad can easily charge his phone without the hassle of plugging a long, twisted cord into a power outlet. Your dad will love this gift, mostly because he’ll be able to stay in contact with you.
Spill-Proof Travel Mug
For the dad who’s always on the go, a [...]

By |June 15th, 2018|Tips and Hints|Comments Off on Father’s Day Gifts You Won’t Need a Cash Advance to Buy|

How to Save on Food Without Sacrificing Great Taste

One of the largest parts of your budget, the weekly groceries, are also the hardest to trim down. That’s because everyone needs to eat and no one likes to eat poorly. Fortunately, being low on cash doesn’t have to mean a daily diet of hot dogs. If you’re smart with your shopping, you can save money and still eat great.
Delicious and Healthy Ways to Save on Your Monthly Food Costs
Eat Less Meat
Meat is the most expensive part of most meals. By going vegetarian for a few days a week, you can have hundreds a year. Eating vegetarian more often is also better for your health and the environment.

Worried about a lack of flavor? You can add tons of bold flavors by using more spices, herbs, and vinegar. The earthy, bright, and acidic flavors in this Southwest bowl are a perfect example.

Worried about protein levels? Eggs, tofu, and beans are affordable sources of protein. Try a frittata for a quick and easy high-protein egg meal.
Eat in Season
You can cut a ton of money off your regular food costs by making sure you keep to a seasonal menu. This means sticking to what is currently being harvested in the US. Although many out-of-season fruits and veggies are available all year, they’re often imported raising the costs significantly.

Out-of-season produce is usually of a lower quality, meaning eating in season also tastes better. This website makes it easy to track what’s in season right now. Some delicious spring choices include artichokes, asparagus, collard greens, apricots, and pineapple.

Afraid you’ll miss some of your favorite seasonal foods? The freezer is your friend. Speaking of which…
Freeze
Save yourself money now and work later [...]

By |May 1st, 2018|Tips and Hints|Comments Off on How to Save on Food Without Sacrificing Great Taste|

Affordable Ways to Spoil Your Pet When You’re on a Budget

Financial difficulties don’t have to mean your pet gets less. There are plenty of affordable ways you can continue to shower the four-legged member of your family with affection while you get your budget back on track.
Free and Cheap Ways to Spoil Your Pet in Clover, SC
Activities
Homemade Toys: Don’t pay the massive markup on pet toys. Making your own pet toys is affordable and fun, and many of them can be thrown together from things you have laying around your house.

One of our favorites uses a paper towel roll, paper, and some tape. Cut some holes and slits in the roll and fill it with your pet’s favorite treats, and seal off the sides with paper. Both cats and dogs will enjoy rolling the toy to get treats to come out.

Local Parks: Dogs also love getting a chance to explore the outdoors. There are plenty of local parks you can bring your furry friend to, like the Clover, South Carolina, Community Park. If you’re willing to make a drive, you can take your pooch to socialize with other dogs at Central Bark in Tega Cay.

DIY Pet Bed: Sleep is most pets’ favorite activity. Make your dog or cat’s nights more comfortable, keep hair out of your own bed, and save money by making your pet a bed from repurposed things around the house.
Affordable Pets
If you haven’t chosen a pet yet, consider getting a smaller breed. Overall, smaller animals need less food, shaving dollars off your budget.

You can also save money by rescuing your cat or dog. Rescue fees are usually very low and rescue animals often come with neutering and vaccination already taken care of. You’ll [...]

By |April 20th, 2018|Tips and Hints|Comments Off on Affordable Ways to Spoil Your Pet When You’re on a Budget|

Affordable Souvenirs to Bring Home From Your Vacation

Spring is finally here, which means a chance to get away and travel. Last year we wrote a blog on how to stretch your vacation dollar, but what about souvenirs? Everyone wants to bring back something to help them remember their trip, but all the gifts you buy for yourself and your family can add up.

We’ve included a few of our favorite cost-effective souvenir ideas for your next trip from Clover, South Carolina.
Affordable Souvenirs You Can Bring Back From Your Vacation from Clover
One way you can save is by vacationing close to home. All of these great destinations are less than six hours from Clover, South Carolina:

Atlanta, GA
Myrtle Beach, SC
Outer Banks, NC
Jacksonville, FL
Richmond, VC

Get Something Practical
If you’re going to throw down money on a souvenir, why not get something you’ll actually use?

Clothes are probably the best example of a practical souvenir, but avoid the overpriced, low-quality tourist store t-shirts that line the bottom of most dressers. Opt for an identifiable shirt, swimsuit, pair of sandals, or sunglasses that can become a part of your regular wardrobe. You’ll be reminded of your trip every time you wear it.
Pictures
You probably already have a way to obtain this souvenir in your pocket right now. Just make sure to snap a quick shot of every place you stop, and by the end of the trip, you’ll have dozens of memories. You can print these and put them on display or just upload them to social media to share with those you care about.
A Journal
Keep a journal of your activities while you’re out on vacation. This can include short blurbs, sketches, [...]

By |March 21st, 2018|Tips and Hints|Comments Off on Affordable Souvenirs to Bring Home From Your Vacation|

Payday Loans and Other Tips to Help You Stretch Your Budget

It can be difficult finding the money for all your expenses in tight financial times, but if you find yourself short at the end of most months, you may want to reconsider the way you budget. Here are a few tips you can use to stretch your monthly budget further.

If surprise expenses have affected your ability to pay for budget necessities, you may also be able to get some extra help with a payday loan from Cash Fast Loan Center in Gastonia, North Carolina.
Payday Loans and Other Ways to Make Your Budget Go Farther
Prioritize Expenses
At the start of each month, it is important to sit down and settle on financial priorities. Before you spend a penny, decide which of your monthly expenses are the most important. This list should have housing, utilities, and food at the top. These expenses should ideally fall just under 50% of your income. When these costs are taken care of, spend about 20% of your income on debt. Whatever money is leftover can be spent on entertainment and other discretionary expenses.
Set Aside Money for Necessities
Once you budget out your high-priority payments, pay them immediately. If you can’t pay early, set the cash aside in an envelope. This puts this money out of play while you spend on wants through the month.
Make Allowances
Split the money you have leftover further. Set aside as much as you’re comfortable with to go into a savings account. The rest can go towards whatever you want to spend it on. If you’re can’t manage to save any money, you may need to examine your buying habits to see if there are places you can spend less.
Track [...]

By |October 27th, 2017|Tips and Hints|Comments Off on Payday Loans and Other Tips to Help You Stretch Your Budget|
  • kids-cheap-summer-activities-carolinas
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    6 Fun and Affordable Summertime Activity Ideas for Your Kids

6 Fun and Affordable Summertime Activity Ideas for Your Kids

With summer here, your kids are probably getting restless from all the free time they have. Without school and homework to keep them busy, children need something to do.

Read on for ideas and activities that will keep the little ones entertained this summer without breaking the bank.
Cheap Summertime Activities for Kids
Free Museums
A lot of art, natural sciences, or history museums are free or offer discounts to children. For instance, the Mint Museum in Charlotte, North Carolina, is free Tuesday evenings and the Gaston County Museum in South Carolina is always free. Take advantage of these opportunities for a fun and educational summer activity. A lot of museums even offer hands-on activities for younger visitors.
Arts, Crafts, & Experiments
For the relatively small price of some art supplies, you can keep your kids occupied for hours. You can even use everyday household items like sponges, paper towel rolls, and pencils as craft supplies. Encourage them to get creative.

Is your daughter or son is more science-minded? Making slime, mixing household items, and other science projects can be great fun.  Here are some great crafts and experiments you can try at home.

Michaels hosts affordable art classes during summer months. These are a great way for your child to blow off steam while picking up a skill.
Explore Local Parks
Take advantage of the warm Carolina weather with a visit to a local state park. Hours can fly by simply exploring trails with your kids. You can also use the visit as a chance to teach them about the wilderness by identifying trees and other wildlife.
Bowling
Bowling alleys all over the country are participating in Kids Bowl Free, an event where registered member [...]

By |June 7th, 2017|Tips and Hints|Comments Off on 6 Fun and Affordable Summertime Activity Ideas for Your Kids|
  • Memorial Day Cookout
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    6 Simple Ways to Save Money on Your Cookout This Memorial Day

6 Simple Ways to Save Money on Your Cookout This Memorial Day

Memorial Day is right around the corner, giving us a chance to reflect on the sacrifices made by America’s servicemen and women. This holiday also marks the beginning of the summer season and an excellent opportunity to celebrate with a cookout.

Don’t let being low on funds keep you from enjoying the weather with friends and family. Here are some tips on how to have a spectacular cookout on a budget!
Have a Great Cookout without Breaking the Bank this Memorial Day
Having fun on Memorial Day doesn’t mean you have to break the bank. Here are some tips to help you save on your cookout.
Choose Cheaper Cuts of Meat
A good way to trim money from your barbecue budget is to forgo expensive cuts of meat like sirloin steak, strip steak, or chicken breast. Going with a cheaper cut can save a lot of money without losing out on flavor.

Marinate flank steaks in soy sauce, garlic, and Worcestershire sauce for a flavorful and tender steak. A similar treatment can also help elevate a skirt steak to a delicious entree. Chicken thighs are also just as versatile as chicken breasts but are significantly cheaper.
Eat More Fruits and Vegetables
Fresh produce is much cheaper than fresh meat. Providing plenty of plant options is a good way to stretch your dollar. You won’t even need to do anything special to cook them. You can throw most vegetables and fruits on the grill.

Everyone loves grilled corn, asparagus, and bell peppers. You can also throw pineapple and peaches on the grill for a light dessert.
Make More things Yourself
When you’re in a hurry, it can be tempting to buy ready-made potato salads, barbecue [...]

By |May 4th, 2017|Tips and Hints|Comments Off on 6 Simple Ways to Save Money on Your Cookout This Memorial Day|

The 6 Best Summer Jobs for Quick Cash

Summer is right around the corner, so it’s time to think about those summer jobs. These months are a great time to make some quick cash. Most of these jobs don’t require previous experience, and you can get started today!
Get Quick Cash with These Summer Jobs
Babysitter
Since many parents will need full-time sitter care during summer vacation, this gig is the perfect seasonal job! You’ll need a CPR certification and safe-sitter course under your belt, which are both offered through the Red Cross, but it’s a steady source of income once you’re hired. Register with sites like Care.com to get started.
Photographer
If you have a nice camera and a knack for snapping the perfect shot, then you may want to consider taking a few pictures for quick cash. If you’re just starting as a photographer, you’re more likely to gain clients by word of mouth.

Talk to your family members and friends to see if any of them are in need of business headshots or senior portraits. You can also offer your services at family reunions, birthday parties, and weddings.
Lawn Maintenance
People will gladly pay to have a detail-oriented person to take care of their lawn duties for them. From mowing to pulling weeds to edging, lawn maintenance is a great option for those who like to be outside. To get started, you can put up flyers or start asking around your neighborhood.
Petsitter/Dog Walker
What could be better than spending your day with four-legged friends? If your answer is, “Nothing!” then you should look into petsitting and dog walking. If you have a pet of your own, contact your vet to see if they know of anyone who is [...]

By |April 21st, 2017|Tips and Hints|Comments Off on The 6 Best Summer Jobs for Quick Cash|

How to Take A Vacation When You’re On a Budget

As the weather gets warmer, it’s hard to keep your mind off summer vacation. At Cash Fast, we know how hard it can be to plan a vacation on a tight budget — especially when you’re bringing the whole family.

This summer, keep daydreaming, and take that vacation instead of skipping it.

Read below for some ideas that will make vacations more affordable for the whole family, so you can have some fun without breaking the bank.
A Great Summer Vacation, No Matter Your Budget
Set Up Camp

Find a nearby campground in South Carolina to cut down on gas costs, or go for a drive towards the coast for a more picturesque camping experience.

Camping eliminates the cost of housing accommodations wherever your adventure takes you, so all you’ll need to buy is food and supplies for the duration of your trip. If you camp near a river, lake, ocean, or mountain, you’re sure to be near plenty of activities that the whole family can enjoy.

Wait Until the Last Minute

Cruise lines offer huge discounts for last minute passengers — after all, they might as well fill up the ship!

Some are offered at as low as half of the regular price. So keep an eye on upcoming dates and check for any remaining tickets, and make sure all your companions are ready to go at a few days notice.

Travel During the Off Season

Yes, we know we’re talking about summer vacations. But if your travel dreams are big, it may be more manageable to travel somewhere during the off season.

Consider visiting warm destinations during the summer, or bundle up for a freezing cold (but surely beautiful) Europe trip in the dead of [...]

By |March 31st, 2017|Tips and Hints|Comments Off on How to Take A Vacation When You’re On a Budget|