Tips and Hints

Tips and hints from Cash Fast Centers will give insight about various components of your financial health as well as dispel misconceptions about no-credit-check loans.

Ask These 5 Questions Before Your Next Cash Advance

Before applying for a cash advance, it may be wise to stop and ask yourself some questions. Doing so will help you make the best decisions with your money and give yourself the best chance at a positive and successful loan experience.

What to Ask Yourself When Applying for a Cash Advance
Before applying for a cash advance loan, ask yourself the following five questions.
Which type of cash advance should I get?
Cash advances come in multiple forms, and it’s important to get the right type of loan for your situation. Two popular types of cash advances are payday loans and car title loans. A payday loan gives you an advance on your next paycheck, while a car title loan provides you with a larger sum of money using your car as collateral.   
What will I need to bring?
You’ll want to come prepared, so ask yourself what you’ll need for the application process. Depending on which type of cash advance you apply for, you may need some combination of the following:

Your most recent checking account statement
Your checkbook
Your most recent pay stub
Your driver’s license
Your Social Security card
A piece of mail to verify your address
Your car title
Your car registration information

Is the cash advance loan center reputable?
You don’t want to borrow money from somebody you can’t trust. Ask yourself if your local cash advance loan center is respected, reliable, and reputable.
How much time should I plan for?
Life can be hectic, and you might not have all day to spend at a cash advance center. Find out how long the application process takes and work that (along with [...]

By |April 30th, 2019|Tips and Hints|Comments Off on Ask These 5 Questions Before Your Next Cash Advance|

How to Prepare for Tax Season in 5 Simple Steps

Spring means warmer weather and a new beginning. But it also means tax season. Read about some helpful tips for how to prepare for tax season and make this year’s filing a breeze.
Get Ready to Do Your Taxes
Know which forms you’ll need.
W-2, W-4, 1040, 1099, and so many more. There are different types of tax forms required for different types of jobs. Your employer should mail the appropriate form to you sometime after January 1. If you don’t have anything by March, you should probably ask your employer for them. It’s also wise to keep all of your tax forms in one place.
Decide how you wish to file.
You can take your tax forms to a tax preparation service or do them yourself. Most tax preparation companies charge a fee (which can eat up a large chunk of your return), but there are places who have volunteers who will do it for you for free.

If you wish to do it yourself, there are many easy-to-use online services that will walk you through the process step-by-step.
Make a list of your credits and deductions.
There are many things that can count as tax credits or serve as deductions from your taxes, such as having a child, buying a house, getting married, or donating to charity. Make a list of all your potential deductions to maximize your savings.  
Be prepared to pay.
It’s possible that you might receive a nice refund after filing your taxes. But it’s also possible that you might end up owing money to the government. There are several things that can help determine this but the main factor is how many taxes were taken out of [...]

By |March 29th, 2019|Tips and Hints|Comments Off on How to Prepare for Tax Season in 5 Simple Steps|

How to Capitalize on Investing in 2019

For many people, a New Year’s resolution is to start saving money. For others, it’s to stop saving money and start investing money. But if you’re new to investing, you may not know where to start.

No worries. We’ve got you covered. Below are five good tips for anyone investing for the first time in 2019.
Investing in 2019: Your Guide
Gold
Gold is generally considered a safe investment and many investors use it to diversify their portfolio. The value of gold is based on supply and demand, and gold is used in everything from jewelry and computers to dentistry and the aerospace industry. One advantage of investing in gold is that it often performs best when the rest of the market is down, such as during wartime or a recession.
Real Estate
We’ve all heard of real estate moguls who’ve made a fortune from selling luxury beachfront properties. But you don’t have to be a high-end real estate agent to make a sound investment. If you have an extra room, you can turn it into rental space for a roommate or list it for rent on a vacation rental site. This is a great first step into the world of real estate investing.
Stock Market
You don’t need to know the ins and outs of the stock market to get some skin in the game. There are a number of good stock options for first-time investors that can get you off and running.
IRA
If your employer does not offer an IRA, you aren’t out of luck. Anyone can open an IRA account and begin contributing immediately. You can choose your level of risk, and an IRA can provide a long-term investment tool [...]

By |February 4th, 2019|Tips and Hints|Comments Off on How to Capitalize on Investing in 2019|

5 Ways to Get Great Deals While Holiday Shopping

The holiday season brings out the spirit of giving. That also means bringing out the necessity of spending.

 

But Christmas doesn’t have to break the bank. Below, we’ve come up with five tips for how to get the best deals on holiday gifts this year.
How to Save Money on Gift Shopping
1. Price match on the spot
You’re at a store and see the perfect gift for someone on your list. But can you get it for a lower price at another store? Or online? If you have a smartphone, check to see the price of the item at other nearby stores and also online. You may be able to get the same perfect gift for an even more perfect price. Plus, many stores honor price matching, so you may not even have to drive somewhere else to get the reduced price.
2. Get an early start
Waiting until the last minute to do your Christmas shopping often means settling for less-than-ideal prices because of a time crunch. By starting earlier in the season, you can allow yourself enough time to shop around, wait for sales, or double back if needed.
3. Sign up for rewards cards
Many stores offer an immediate discount on your purchase just for signing up for a rewards card. Even if you never use the card, the instant savings are worth the five minutes it takes to fill out the application.
4. Find coupons online
Whether you’re shopping online or in-person, there are deals to be had. There are a number of websites dedicated to offering printable coupons for store shopping or promo codes that can be used for online shopping. Sometimes a considerable discount is just a click [...]

By |December 7th, 2018|Tips and Hints|Comments Off on 5 Ways to Get Great Deals While Holiday Shopping|

7 Ways to Make Money Fast in Charlotte This Holiday Season

The holidays are coming whether you’re wallet is ready or not. Luckily, there are some easy ways to make money fast, especially if you live in the Charlotte area. Check out this list below and see which ways might be best for you so that you and your family can have a holiday season to remember.

Ways to Make Money Fast in Charlotte, NC
Have a Yard Sale
Pick a weekend when the weather’s nice and host a yard sale. Gather all the things you don’t want or need anymore and set up shop out front. Because it’s 2018, you can also sell a lot of things online. Post items for sale on Facebook or Craigslist to reach more potential buyers.
Drive for Uber or Lyft
As long as you have a reliable car, you can start driving for a ridesharing service like Uber or Lyft. The best part is you can set your own schedule, allowing you to squeeze in customers whenever you’re available.
Become a Dog Walker
If you have some free time during the day (or night), sign up to become a dog walker on Wag! It’s the Uber for dogs. You get to pick your schedule and spend time with some furry friends while making money.
Claim Jobs on TaskRabbit
TaskRabbit is a service that connects people who need help doing things with people who can do them. You can sign up to complete tasks like assembling furniture, helping people move, assisting with home improvement projects, and more.
Sell Your Skills
You don’t need to go through TaskRabbit to offer your services to people. You can also ask around to see who needs a babysitter, who needs their driveway shoveled, who [...]

By |November 16th, 2018|Tips and Hints|Comments Off on 7 Ways to Make Money Fast in Charlotte This Holiday Season|

How to Budget and Save Money in Charlotte, NC

With so much to do around Charlotte, North Carolina — from restaurants to shopping centers and more — it can be easy to spend all the money in your pocket. As tempting as that may be, it’s probably not in your best interest. To keep yourself from overspending, check out these helpful money-saving tips.
How to Save Money in Charlotte, NC
Collect a rainy day fund
It’s the oldest trick in the book for a reason. Place a jar on your bedroom dresser or kitchen countertop, and fill it with all the loose change you get when you pay for groceries and make other transactions in cash. Or, make a habit of placing a dollar or two in the jar every time you get home from work. When the jar fills, bring it to your local bank and deposit your collection.

Once the coin machine calculates a sum in 10s, 20s, or even 50s, you can save it or spend it on something you’ve always wanted to do in Charlotte — like go to a football game at Bank of America Stadium or visit Carowinds Amusement Park.
Lookout for free events
After you’ve taken care of the groceries, rent, and monthly bills, save your extra cash and opt for a number of free events and activities around Charlotte. If physical fitness is your jam, stop by the South Tryon Athletic Center Crossfit (STAX) every Tuesday and Thursday from 6:30 to 7:30 p.m. for a free boot camp.

Visit the UNC Botanical Gardens on a warm afternoon, and stroll through three gardens featuring seasonal flowers, plants, shrubs, and more. The Reedy Creek Nature Center and Preserve is another free spot where you can walk along nature [...]

By |October 12th, 2018|Tips and Hints|Comments Off on How to Budget and Save Money in Charlotte, NC|

How to Back to School Shop on a Budget and Payday Advance

A new school year is here, and with it comes the hope of a fresh start for our young, wide-eyed scholars. But getting the supplies needed to make it a successful school year can be tough if unexpected expenses pop up around the same time. Read on to learn how to back-to-school shop on a budget — and how to secure a payday advance when you need it.

5 Budget-friendly Back to School Shopping Tips
Stick to what’s needed
Sit down with your child and figure out the necessities for the upcoming year. Most teachers provide lists of the supplies that each student will need, including notebooks, loose-leaf paper, pens, and more. Stick to these lists, and avoid the fancy, trendier items that might go unused during the year.
Take advantage of end-of-season sales
In North Carolina, it stays warm well into the fall. That’s why purchasing polos and blouses at late-summer prices is a cost-effective way to supply your kids with stylish, professional attire for the school year.
Participate in back to school swaps
Meet up with other parents and trade clothes, toys, and books.
Let them express themselves
Who needs a fashionable binder that may be out of style by the time the homeroom bell rings? Pick up a plain white binder and have the kids raid the art supplies and photos around the house to give it a one-of-a-kind look.
Prepare homemade lunches
Skip the lunch line and save some dough by packing your kid’s meals at home. Some backpacks come with a lunchbox already. Adding an ice pack, sandwich, and fruits or veggies is a sure-fire way to save money while ensuring your child gets the nutrition he or she needs [...]

By |September 6th, 2018|Tips and Hints|Comments Off on How to Back to School Shop on a Budget and Payday Advance|

How to Get What You Need Without Spending Money

Whether you’re low on funds or simply seeking to pad your bank account with a healthy layer of savings, minimizing your everyday expenses may seem like a tough task. Fortunately, there are lots of ways other than payday loans to slash the amount of money you have to fork up to get the things you need.

With some strategic planning, you may be able to get those things without spending a penny. We’ll tell you how.

Ways to Get Items you Need Without Wasting a Dime
Trade with friends
If you’re close with someone, there’s a good chance they’re happy to help you out. But there’s also a good chance that they need something just as much as you do. So why not swap? Trading with friends is an easy way to transform your unnecessary possessions into something you genuinely need while helping out a close connection.
Take advantage of the internet
The internet is a treasure trove when it comes to free stuff. Start your search by posting on social media to let friends and family know that you’re looking for something. Posting online also offers connections outside of your inner circle an opportunity to help you out.

Then, dig into social media groups. Certain platforms offer local swapping groups, as well as groups where users can post possessions they’d like gone. Be sure to exercise due caution, and bring a friend if you’re planning to meet with a stranger.

Finally, make sure to peruse online classified ads. Most websites featuring classifieds include a section for free stuff, so take a look. You may find exactly what you’re searching for.
Clean house
Even if you keep your home clean, it’s easy for less-visible areas to get [...]

By |August 7th, 2018|Tips and Hints|Comments Off on How to Get What You Need Without Spending Money|

Father’s Day Gifts You Won’t Need a Cash Advance to Buy

To celebrate your amazing dad, you want to go all out this Father’s Day — except you don’t have the cash for a shiny new grill or that expensive lawn mower he’s been raving about. It’s not about how much money you spend on a present for your dad this Father’s Day, but about showing your dad how much you truly care about and appreciate him.

At Cash Fast Loan Center in Fort Mill or Clover, South Carolina, it’s easy to get a cash advance, but there are also a variety of gift ideas that will make your dad’s day without breaking your budget.
3 Great Gift Ideas for Father’s Day
Steering Wheel Cover
If your dad is a car lover, surprise him with a new and inexpensive steering wheel cover. It’ll keep his hands warm during the freezing winter months and cooler when the temperatures start to rise, so he’ll be comfortable during every drive. And with the extra grip of the cover, your dad will have a better handle on the wheel.

Sold in an array of different colors, textures, and styles, you won’t have a problem finding the perfect steering wheel cover for your dad this Father’s Day.
Portable Phone Charger
Your dad won’t have to worry about his smartphone losing battery power after you buy him a portable phone charger. Whether he’s at work, on the road, or on the couch, your dad can easily charge his phone without the hassle of plugging a long, twisted cord into a power outlet. Your dad will love this gift, mostly because he’ll be able to stay in contact with you.
Spill-Proof Travel Mug
For the dad who’s always on the go, a [...]

By |June 15th, 2018|Tips and Hints|Comments Off on Father’s Day Gifts You Won’t Need a Cash Advance to Buy|

How to Save on Food Without Sacrificing Great Taste

One of the largest parts of your budget, the weekly groceries, are also the hardest to trim down. That’s because everyone needs to eat and no one likes to eat poorly. Fortunately, being low on cash doesn’t have to mean a daily diet of hot dogs. If you’re smart with your shopping, you can save money and still eat great.
Delicious and Healthy Ways to Save on Your Monthly Food Costs
Eat Less Meat
Meat is the most expensive part of most meals. By going vegetarian for a few days a week, you can have hundreds a year. Eating vegetarian more often is also better for your health and the environment.

Worried about a lack of flavor? You can add tons of bold flavors by using more spices, herbs, and vinegar. The earthy, bright, and acidic flavors in this Southwest bowl are a perfect example.

Worried about protein levels? Eggs, tofu, and beans are affordable sources of protein. Try a frittata for a quick and easy high-protein egg meal.
Eat in Season
You can cut a ton of money off your regular food costs by making sure you keep to a seasonal menu. This means sticking to what is currently being harvested in the US. Although many out-of-season fruits and veggies are available all year, they’re often imported raising the costs significantly.

Out-of-season produce is usually of a lower quality, meaning eating in season also tastes better. This website makes it easy to track what’s in season right now. Some delicious spring choices include artichokes, asparagus, collard greens, apricots, and pineapple.

Afraid you’ll miss some of your favorite seasonal foods? The freezer is your friend. Speaking of which…
Freeze
Save yourself money now and work later [...]

By |May 1st, 2018|Tips and Hints|Comments Off on How to Save on Food Without Sacrificing Great Taste|