Loans

Loans are methods to acquire cash when you need them, and Cash Fast Centers offers two types of no-credit-check loans for money when you need it most.

  • Characteristics of an average payday loan user
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    Top 3 Reasons to Choose Cash Fast Centers for an Affordable Payday Loan

Top 3 Reasons to Choose Cash Fast Centers for an Affordable Payday Loan

If you’re looking for an affordable payday loan, it’s important to know the options available to you—and their advantages. For North Carolina and South Carolina residents within reach of the greater Charlotte area, Cash Fast Centers provide hassle-free access to cash when you need it quickly. But what makes this loan business stand out from the rest?
Reason #1: Location, Location, Location
Cash Fast Centers offer convenient locations that serve a large area in the western half of the Carolinas. Our storefronts in Fort Mill and Clover, South Carolina, offer payday advance loans and car title loans to consumers who need access to emergency funds to help pay bills or even unexpected costs, such as a trip to the emergency room. If you live in the following cities, then you can visit our friendly representatives within a twenty-minute drive.

Concord, NC
Rocky Hill, NC
Rock Hill, SC
Gastonia, NC
Charlotte, NC

Reason #2: No Credit Check
Nearly all of us go through times of financial hardship. And, sometimes, our decisions leave us in a hole that is seemingly impossible to climb out of. In those difficult circumstances, you may need access to cash through a loan, but your bad credit score prevents you from traditional banking and financial institutions. At Cash Fast Centers, we don’t require a credit check to approve you for a payday advance loan. All we need is the following:

Your most recent checking statement
Your driver’s license
Your social security card
Your check book
Your most recent pay stub

Reason #3: Fair, Just, and Best Practices
Every member of the Cash Fast Center team adheres to best practices that ensure fair and just lending of payday advance and car title loans. We won’t subject [...]

By |October 19th, 2015|Loans|Comments Off on Top 3 Reasons to Choose Cash Fast Centers for an Affordable Payday Loan|

Advantage of No-Credit-Check Loans

A no-credit-check loan—whether you’re south in Fort Mill or north in Charlotte—can be a great way for you to obtain the cash you need. It’s a resource for emergency cash while your work on restoring your credit. It’s time that you stopped letting late bills burden you with stress and anxiety by discovering the advantages of a no credit check loan.
Quick Process
When you need access to emergency cash, you can rely on the quick process of acquiring a loan that does not require a credit check. The two primary types of no-check loans are payday advance and car title. In most cases, the application process takes only 15 to 20 minutes. And you can walk out, in some instances, with cash in hand (some companies require 24-hours to deposit the money into an account).
Bills Paid
Late fees. Added interest rates. Previous month’s balance. There are a lot of ways that bills can add up to seem almost as if you’ll never get your head above water. It’s important that you make timely payment, but, sometimes, we all experience some mishap or unexpected expense that drains our accounts.  And no matter what, the bills’ due dates will come.

In these cases, a no credit check loan can get you the funds you need to get through those tough times when your paycheck is just too far out.
Flexibility
Some loans are only available at certain times of the year (e.g. educational loans). Other loans require a certain level of credit worthiness. And banks typically hold hours that make it difficult to make it in time for meeting in person about an application. With a no credit check loan, you can take advantage of [...]

By |October 13th, 2015|Loans|Comments Off on Advantage of No-Credit-Check Loans|

Found: Hassle-Free Title Loan Near You

Where can I find a title loan near me?

If you’re here, you’ve asked that question—or one like it.  You probably have a few questions, which we can answer on our website. But you searched the Internet, high and low, to get here, so we want to give you some quick and simple answers to help guide you.

Before you looked where to find a tile loan near you, we hope you asked, “What type of loan is best for me?”

Thinking about this question is vital because there are likely dozens of lenders available to you. You’ll want to consider a few things:

How much money do you need?
How much time will you need to pay it back?
(If you’re considering a traditional loan) What’s your credit score?

These answers will arm you with the knowledge to make the best possible decisions. And you can look at the lenders in your area that offer the types of services you need. A car title loan may very well be your answer to access quick cash, or you just discovered that a payday advance loan is exactly what you need.
Okay, you’re certain that you need a title loan. And you want to get one near you.
A title loan (or title pawn) is a fast and accessible way for people who own a car or motorcycle to get cash for bills and other expenditures. If you live in North Carolina or South Carolina, then you’re quite fortunate because Cash Fast Centers are conveniently located in Clover and Fort Mill in the Palmetto State. We service plenty of towns in your area:

Gastonia
Matthews
Charlotte
Rock Hill
Fort Mill
Clover

We’ve helped people since 1998 acquire the most cash possible at [...]

By |September 21st, 2015|Loans|Comments Off on Found: Hassle-Free Title Loan Near You|

Loans 101: How Do Car Title Loans Work?

A car title loan is a type of short-term personal loan secured by the equity (value) of the borrower’s vehicle. This value takes the place of a credit score report, giving you quick access to the cash you need even if your credit is in recovery. And the best part is this: your car, truck, SUV, or motorcycle remains in your possession while the loan is outstanding.

You typically have 30 days to pay back the loan.

Now that you understand what car title loans are—and how they are acquired—you can address how these title loans work. Fortunately, it’s quite simple.

Contact a car title loan lender online or by phone, then visit the business in person. Show the lender a few easily accessible documents (identification, title of vehicle, etc.).
Expect the lender to either look at pictures of the vehicle or an in-person look at it.
If the borrower’s application is accepted, give the title of the vehicle and sign the agreement to repay the loan.
The lender will place a lien on the loan until it is repaid. Once this happens, the lender will remove the lien.

How do car title loans work at Cash Fast Centers?
At our Cash Fast Centers, conveniently located in Clover and Fort Mill, South Carolina, our 15-minute approval process will get you back out on the road with the cash in hand that you need. There’s no credit check. There’s no hassle.

We do use two important factors that determine the amount of money you can borrow:

The value of your car, truck, SUV, or motorcycle.
Your ability to make monthly payments.

If you’re ready to begin the process, then our friendly staff is waiting to [...]

By |September 10th, 2015|Loans|Comments Off on Loans 101: How Do Car Title Loans Work?|

Loans 101: What Is a Payday Advance Loan?

If you’ve heard the term “payday loan” but aren’t quite sure about the definition, look no further! A payday advance loan, also called a cash advance, is a small amount of money you borrow, typically from a payday lender in a storefront, where you write a personal check for the amount of the loan plus a finance charge. The lender will hold your personal check for future deposit and give you cash. Sometimes, you can give the lender electronic access to your bank account to receive and repay your payday loan.
Payday lenders might give you options for repayment. You can either repay in a lump sum upon your next paycheck, or the loan can be rolled over into another pay period for another fee.

Some state laws determine how much you are allowed to borrow in a loan as well as if a lender can have a physical location in a storefront or operate online.  If you live in the Charlotte, North Carolina, area, there’s a payday loan storefront near you!
Payday Loan Stores Near Me
Residents living in or near Charlotte, Fort Mill, Gastonia, Rock Hill, Clover, and Concord can easily locate Carolina Cash Fast Loan Centers in Clover and Fort Mill, South Carolina, for quick cash now.

We require only a few simple items to process your payday loan:

Your most recent checking statement
Your driver’s license
Your social security card
Your check book
Your most recent pay stub

If you need a short-term loan but do not have good credit, don’t worry! We don’t require a credit check. You can get a fast payday loan with no hassle.  We guarantee the lowest rates in the area with storefronts just outside of Charlotte and down [...]

By |September 8th, 2015|Loans|Comments Off on Loans 101: What Is a Payday Advance Loan?|