Loans

Loans are methods to acquire cash when you need them, and Cash Fast Centers offers two types of no-credit-check loans for money when you need it most.

Why Payday Loans Are the Best Way to Hold Onto Your Savings

Your savings account is your future. Whether you are saving money for a new car, a trip, or a special gift for a loved one, there is a special sort of feeling you get watching your balance as it rises to your goal. Don’t break into your savings for the future just because you need cash in the present. A payday loan from Cash Fast Loan Centers is the ideal solution for unexpected expenditures!

Payday loans give you the money you need in 15 minutes or less, with no credit check, no collateral, and no need to dip into your savings account. Whether you need money for a family emergency, or simply want extra cash for the weekend, Cash Fast makes it easy to get you what you need today without using your savings for tomorrow.

When you use payday loans instead, you can increase your personal savings by transferring them to a bond, and truly save for the future.
Hold On To Your Savings With Cash Fast
If you live near Charlotte, North Carolina, you don’t have to drive far to get a no-hassle payday loan. We have two locations in the Charlotte area, conveniently just over the border in South Carolina.

When you arrive, all you need are a handful of documents, most of which you already carry. Just bring:

Your driver’s license
Your social security card
Your checkbook
Your most recent pay stub
Your most recent bank statement

There’s no need for a credit check. We just need to see these items and then have a brief discussion about repayment. After that, you’ll be on your way with cash in hand.

Before you visit us, you might want know that your money is guaranteed. You’ll [...]

By |June 22nd, 2016|Loans|Comments Off on Why Payday Loans Are the Best Way to Hold Onto Your Savings|

How are Online Lenders Dangerous for Me?

When it comes to online lending, the numbers could be stacked against you. With so many online companies promising quick cash that won’t break the bank, it’s hard to know who to trust with your money. Because of this, it’s helpful to understand the dangers of online lending.

Even though online lenders promise short-term credit, it often comes along with sky-high interest rates and underhanded practices. Online payday loans are easy to receive, yet they’ll often require very personal information like a social security number and account number — that you’re expected to share over the Internet.

The concept of an online payday loan is that a customer will receive a loan in his or her account, then repayment is withdrawn at the time of your next paycheck. It seems simple enough.

However, according to a study done by The Pew Charitable Trusts, a payday loan’s average annual percentage rate ranges between 300 percent to 700 percent. That’s equivalent to paying close to $25 for every $100 borrowed.

Besides interest rates and APRs, you should be wary of aggressive collection practices in terms of repayment. Many borrowers have reported being hassled by debt collectors when it comes time to repay a loan. The online lenders also can engage in other aggressive practices, such as directly accessing your bank account to withdraw payment, leading to overdraft fees. And they have the benefit of doing this with near anonymity.

You should pay attention to with whom the online lending service might be doing outside business. Pew said that 39% of online lending customers reported that their personal or financial information was sold to a third party without their knowledge. This essentially means more unsolicited phone calls trying to get [...]

By |May 17th, 2016|Loans|Comments Off on How are Online Lenders Dangerous for Me?|

3 Secrets to Guarantee a Car Title Loan from Cash Fast

Applying for a loan with typical lending companies is anything but fast and easy. First, you have to fill out a lengthy application full of legalese and complicated forms. Then, you must get pre-approved. Once this step is completed, the processing begins which can take days, even weeks, to complete. Finally, the decision comes. If you’re approved, great! If not, then you have to complete the lengthy process all over again.

Sometimes life throws an unexpected curve ball, and there’s no time to go through this tedious process. Or, sometimes a person doesn’t have the credit history to even obtain a loan at traditional lending companies. So, what is a person to do when they need an influx of cash fast?

Enter the car title loan.

Getting a car title loan will allow you to quickly acquire the cash you need. And, our three secrets to guarantee a car title loan fast in North Carolina will help you through the process without having you jump through hoops.
Obtain a Car Title Loan in Charlotte, NC, Today
1. Fill Out the Form on Our Website

The first step is simple. Fill out our loan form located on our web page and someone from our staff will be in contact with you soon. Once contacted, you can ask our friendly representatives any questions you may have about the process and set up an appointment.

2. Arrive to Your Appointment Prepared

Coming to our office shouldn’t be intimidating as we’re here to serve you. The process will go even more smoothly if you arrive to your appointment prepared. Only a few things are needed.

Your vehicle’s title
Your vehicle’s registration
Your driver’s license
Your most recent [...]

By |May 8th, 2016|Loans|Comments Off on 3 Secrets to Guarantee a Car Title Loan from Cash Fast|

3 Simple Steps to Qualify for a Quick Car Title Loan

Even for the most practical and responsible budgeters, emergencies happen—and you don’t always have cash when you need it. Perhaps you have an unexpected car maintenance job you didn’t quite factor into the bills for this month, or maybe a routine doctor’s visit resulted in an expensive procedure you weren’t expecting to have.

Where do you get the money to cover the costs of life’s inconveniences?

Your first thought might be a loan from the bank, but applying for a loan, waiting for approval, and dealing with the hassle of getting that loan can add stress and worsen the financial problem as you wait. Of course, you can ask family and friends for help, but if they don’t have the extra money themselves, they can’t be of assistance. You might become frustrated or feel like you are out of options: so where do you turn next?

Fortunately, there is a place near you in the Charlotte, North Carolina area that can solve your money problems with just a few easy requirements, regardless of your credit score. Cash Fast Loan Centers can provide you with a car title loan to help you through your hard time, without the stress and pressure that comes with a bank loan.
Three Steps to Car Title Loans: Choose Your Loan, Find a Store Near You, Leave With Cash
Step One: Choose Your Loan

It’s easy and free to use Cash Fast’s online form to see what type of loan works best for you. If you need a large sum of money quickly, the title loan may be what you need. Once you’ve determined that the title loan is what you need, you will want to understand it a little better. A car title [...]

By |April 29th, 2016|Loans|Comments Off on 3 Simple Steps to Qualify for a Quick Car Title Loan|

The 4 Safest Options for Borrowing Money

When you run into a financial roadblock, it can seem like an impossible obstacle to overcome. You want to get yourself out of money trouble by borrowing money without digging a deeper hole of debt. So where should you go to borrow extra cash in the safest, most affordable ways? There are plenty of options for money lenders, but one of these four options might make the most sense for you.
Where To Go When Cash Flow is Low
Family and friends: You may hate to be a bother, or maybe asking for a loan from a family member or a good friend seems embarrassing. But a friendly loan from a loved one may the best way to get through financial stress. You two can determine the terms, the time frame in which they expect to be paid back, and what kind of interest rate is involved. Less pressure, less trouble, and more trust make this type of loan option the safest.

Banks and credit unions: Banks and credit unions can provide you with personal loans, but a good credit score is necessary—and there will be a non-negotiable interest rate associated when you borrow money. Credit unions are controlled by and reserved for members of a specific group or community (e.g. state employees) and often have more forgiving interest rates than traditional banks. Check websites like Bankrate to find out which banks near you have the lowest interest rates.

Credit cards:  A credit card may be a good solution if you need to pay for a large purchase over time, or need a way to purchase goods and services between paychecks. However, you will need a good credit score to secure a card, and you [...]

By |April 12th, 2016|Loans|Comments Off on The 4 Safest Options for Borrowing Money|

Never Fall Behind with Easy Payday Loans in Fort Mill, SC

Life is unpredictable. And sometimes that’s what makes it fun. Other times, a bill catches you off guard and threatens to ruin your week. Cash Fast Loan Centers is here to make those times easier with quick, simple payday loans near you in Fort Mill, South Carolina, and surrounding areas.

And when life happens like this, you have a trusted business to turn to. We can get you back on track in two easy steps:

Find out which Cash Fast Center company store is closest to you. With four convenient locations in South Carolina, you are just a quick ride away from having cash in your pocket and your worries falling away.
Spend 15 minutes with the Cash Fast Center staff at the location nearest to you. We are here to help you, happily and quickly, and we like to make things run smoothly for our customers by spending a few minutes with them in person to get them the cash they need fast.

Payday Loans: It’s Easy to Get Cash Fast in Fort Mill, SC
Get in, get cash, and get out. Payday loans from Cash Fast Loan Centers offer you peace of mind in just a few minutes of your time. Forget applications, credit checks, and hoping for approval—just get the money you need to take care of a bill, or get you through until your next payday!

Here’s your checklist for things you’ll need to bring with you to any of our Cash Fast Loan Centers locations to secure a payday loan:

A checking statement
A driver’s license
A social security card
Your checkbook
Your most recent pay stub.

That’s it! Our team will handle the rest in just 15 minutes of your time. [...]

By |April 6th, 2016|Loans|Comments Off on Never Fall Behind with Easy Payday Loans in Fort Mill, SC|

How to Secure a Car Title Loan in Charlotte, NC

Urgent needs for larger amounts of cash can arise when we least expect them. Medical bills are one of the most common surprising and demanding needs, and these can’t be ignored. If you’re in need of cash, and a typical payday loan just won’t cut it, consider a car title loan.

A car title loan is a short-term loan in which the borrower’s car is used as collateral. This type of loan is a no credit check loan which means your credit score won’t be checked through Experian or other such credit agencies. So, even if your credit report has prevented you from receiving loans at other financial institutions in the past, you’ll be able to walk away with cash fast.

Here at Cash Fast Loan Centers, we assess each borrower’s needs and create a loan to suit that individual. The amount you are able to borrow depends on your car’s worth and your ability to make monthly payments. Because your car is being used as collateral, and is a piece of property with high value, car title loans tend to make larger sums of money available to you, the borrower.

Just as we tailor each car title loan to suit our individual customers, our repayment plans are also as unique as our customers’ needs. Unlike other short-term loan companies, this means we can guarantee affordable monthly payments. This is because it is important to us that you are able to feel comfortable while repaying your loan.
Charlotte, NC, Has Car Title Loan Experts Nearby
If you’re interested in securing a car title loan today, then visit us at one of our many office locations! Whether you live in Gastonia, Fort Mill, or beyond, we [...]

By |March 14th, 2016|Loans|Comments Off on How to Secure a Car Title Loan in Charlotte, NC|

What is a No Credit Check Loan?

While we all do our best to manage our finances, life tends to foil even the best laid plans. From car repairs to medical payments, unexpected bills aren’t only annoying, they can also be frightening. Wondering how you’ll make it to your next payday does not make for a good night’s sleep.

This is where a no credit check loan can help you along during tough times such as these. Even if your credit report has prevented you from receiving loans at other financial institutions in the past, you’ll be able to walk away with cash fast.

This is because your credit score won’t be checked through Experian or other such credit agencies.

According to Community Financial Services Association of America (CFSA), the only check most short-term loan companies utilize is a subscription service that indicates if a potential customer has outstanding payments at a similar business. Because of this, even if you have no credit, you’ll still be able to borrow the money you need.

Also, there is no need to worry about your privacy. CFSA member companies protect the confidentiality of customers’ personal information and uphold strict privacy policies. In addition, payday loan transactions are not reported to credit agencies. Therefore, your credit score cannot be hurt by utilizing this type of personal loan.

No credit check loans were created to enable those with poor credit scores to have access to emergency funds. There are two types of short-term loans: Payday Loan and Title Loan. Each of these personal loans is able to provide you cash when you need it most, and only a few items are needed to apply.

Payday Loan

Your most recent checking statement
Your driver’s license
Your social security card

By |March 4th, 2016|Loans|Comments Off on What is a No Credit Check Loan?|

2 Options for a No Credit Check Loan in Rock Hill, SC

Even when we do our best to plan and prepare, unexpected expenses are bound to pop up. When life throws you a curveball like this, the last thing you need is another hassle standing in your way. Fortunately, no credit check loans are available to help you during tight times.

A no credit check loan means, simply, that organizations who offer these types of loans do not obtain a credit report from any of the major three credit bureaus. Because of this, you are not required to have good credit—or any credit at all— in order to obtain a loan of this type.

There are two no credit check loan options: payday loans and car title loans. Read on to see which option suits you and your needs.

Option 1: Payday Loans

If you’re in need of a smaller amount, this short term loan may be right for you. This convenient and reasonably priced service can help you make ends meet between paychecks when an emergency arises. Funds from this no credit check loan are typically used for small, unexpected expenses, but may also be used to avoid costly bounced check fees or late bill payment penalties. If you’re interested in this type of loan, then a few items will be required of you that verify your identity, income, and source of payment:

Your most recent checking statement
Your driver’s licence
Your social security card
Your check book
Your most recent pay stub

Keep in mind this type of no credit check loan is not best for larger sums. If you need a more significant amount, then Option 2 may be what you need.

Option 2: Title Loans

Larger amounts are able to be secured through no credit check loan [...]

By |February 11th, 2016|Loans|Comments Off on 2 Options for a No Credit Check Loan in Rock Hill, SC|
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    The Secret to an Instant Cash Advance: Why We Don’t Check Credit Scores

The Secret to an Instant Cash Advance: Why We Don’t Check Credit Scores

The name of our business is Carolina Cash Fast. We aim to provide our service exactly as advertised. You can depend on us for an instant cash advance the same day you walk through our doors

So what’s the catch?

That’s what some of you must be wondering. How are we able to offer you a cash loan in as little as fifteen minutes?

Here, we’ll tell you our not-so-secret secret.

No Credit Check, No Problem

A payday loan is an instant cash advance by design. Let’s review the list of things you need to apply for a loan at Carolina Cash Fast:

Your most recent checking statement
Your driver’s license
Your social security card
Your check book
Your most recent pay stub

What you won’t find on this list are documents or information needed to perform a credit score check. Why?

Because we don’t check your credit score when you apply for a payday loan. A credit check is a time-consuming process that makes other forms of lending more time consuming. It can also drag out the process of applying for a credit card. We skip this process to drastically reduce the time it takes to put cash in your hand.

What you might be thinking next is something along the lines of “But wouldn’t a lender want to know someone’s credit score so they can guarantee they’ll be paid back?”

It depends on the service you provide. The reason a bank or a credit card service or even a landlord wants to know your credit score is because you borrow a large sum of money from them and pay it back over an extended period of time. They need an assessment of your ability to responsibly make payments.

The nature of a payday [...]

By |January 22nd, 2016|Loans|Comments Off on The Secret to an Instant Cash Advance: Why We Don’t Check Credit Scores|