Loans

Loans are methods to acquire cash when you need them, and Cash Fast Centers offers two types of no-credit-check loans for money when you need it most.

Learn How You Can Get the Most Out of Your Car Title Loan

Whether you need spare money to take care of unexpected expenses, start a business, or work on your home, securing a loan can be difficult. Fortunately, the solution to your problem may be sitting right in your driveway.

Car title loans let you use your vehicle as collateral to take out money. Once you finish paying off the loan, your title is returned to you. Here are a few tips on how you can get the most out of your car title loan from Cash Fast Loan Center near Gastonia. North Carolina.
How to Get More Out of Your Car Title Loan
Pick the Right Car
The amount of money you can take out depends heavily on the vehicle you are putting up for collateral. The newer and more valuable the car, the more money you can take out. If your household has more than one car, consider which one to put up very carefully.

If you need more money, use a nicer car when you apply for your loan. If you’re okay with a smaller loan or want to pay back less in interest, an older or less valuable vehicle is probably fine. You can use an online appraisal tool to find out the value of your car.
Ask About Repayment Plans
Your ability to repay the loan is the other factor in determining how much you can take out. When you’re in the approval meeting, make sure to ask about repayment options. Cash Fast offers a variety of unique plans, letting you repay quicker and avoid paying more interest.
Keep Up with Your Payments
Once you have a plan set up, stick to it. Taking too long to pay off the loan means [...]

By |September 12th, 2017|Loans|Comments Off on Learn How You Can Get the Most Out of Your Car Title Loan|

Ways You Can Spend Your Emergency Instant Loan

Even the best budgeters run into expenses they couldn’t have planned for. Unexpected costs can throw off your financial planning and make it difficult to pay your monthly bills. It can happen to anyone. Fortunately, there are options for getting your budget back on track.

Cash Fast Loan Center near Charlotte, North Carolina, offers instant loans to help pay for those sudden expenses. Here are a few of the things you can pay off with a payday or title loan.
Ways to Spend Your Instant Loan
Medical Expenses
Health issues can come out of nowhere. If you or a family member has experienced an accident or suffers from an unexpected disease, the medical bills can stack up quickly. A payday or title loan can keep medical debts from becoming a burden.
Car Repairs
Whether you use your car to get to work or for daily errands, you can’t go without it for long. That’s why most Americans can’t afford to put off major auto work. Whether you need to replace a failing part or repair your vehicle after an accident, instant loans can help you find the extra money you need.
Death Expenses
The passing of a loved one is one of the worst things a person can experience. This pain is often compounded by the costs of burial and funeral arrangements. Even if your loved one had life insurance, the costs are often greater than what you are prepared to cover.
Pay Rent or Bills
Sometimes little expenses add up, and by the end of the month, you’re short of the amount you need to pay your basic expenses. If you can’t put off any of these costs, you can use an instant payday [...]

By |September 8th, 2017|Loans|Comments Off on Ways You Can Spend Your Emergency Instant Loan|

Payday Loans and More Easy Ways to Make Cash in Charlotte

Low on money between paychecks? Don’t let unexpected financial issues keep you from meeting your monthly expenses. Take advantage of some of the great side jobs available around Charlotte, North Carolina, to help lighten your money problems. If you’re still low on cash, consider an easy payday loan from Cash Fast.
Payday Loans and Other Easy Ways to Make Money Around Charlotte, NC
Pet Sitting
Plenty of people are looking for supportive homes to keep their pets in while they travel. Pet sitting isn’t just easy. It also lets you spend time with cats and dogs without the perpetual chores associated with owning and training them. Some pet owners are even willing to pay for people to walk their dogs.

Consider working with a pet sitting company like the Waggle Company or becoming an independent sitter.
Participate in Clinical Studies
Plenty of scientists, doctors, and researchers are looking for willing volunteers to serve as subjects in studies. Many of these researchers are willing to pay. Don’t think taking part in experiments is dangerous or involved. They may only need you to come in for a few examinations.
Drive for Uber or Lyft
The great thing about driving for Uber or Lyft is the convenience. Drivers can make their own schedules, and drive when they’re able. You can drive as often or as little as you can. All you need is a car and a smartphone.
Take Surveys
You don’t even need to leave the house to make extra money. Plenty of websites pay you to take online surveys. Complete a few surveys while you sit and unwind from work. The money adds up fast.
Food Delivery
Food delivery is a great weekend and evening [...]

By |August 9th, 2017|Loans|Comments Off on Payday Loans and More Easy Ways to Make Cash in Charlotte|
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    Need Money Fast? Learn if a Quick Cash Loan is Right for You

Need Money Fast? Learn if a Quick Cash Loan is Right for You

Life happens, and sometimes it can be difficult to make ends meet. Surprise expenses can come out of nowhere and derail your plans and budgets, often making it difficult to pay for basic needs.

If you need money fast, consider a quick cash loan.
Can a Quick Cash Loan Help Me?
Reasons You Might Need a Quick Cash Loan
Payday loans can help you bring in some extra money in an emergency. If an unexpected expense has made paying your monthly bills difficult, a payday loan from Cash Fast Loan Centers can help bridge the gap.

There are a number of reasons you might need a payday loan, including but not limited to:

Medical expenses for yourself or a family member
Travel emergencies
Car repairs
Funeral expenses
Failure to secure a bank loan

Payday loans are not intended for regular expenses. They should only be used in those instances where you suddenly and unexpectedly find yourself needing extra money.
Is a Payday Loan Right for You?
Candidates for payday loans need to prove that they will be able to repay the loan. Those without a steady means of income are not able to apply.

Quick cash loan applicants will be expected to prove their identities and sources of cash flow with the following documents:

Your most recent checking statement
Your driver’s license
Your social security card
Your check book
Your most recent pay stub

Beyond that, getting a payday loan is fast and hassle free. The whole process takes 15 minutes, and no credit check is required. You won’t even need to wait for approval.

If you need quick cash and think a payday loan can help you, [...]

By |August 8th, 2017|Loans|Comments Off on Need Money Fast? Learn if a Quick Cash Loan is Right for You|
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    How No Credit Check Payday Loans Can Help You Get Quick Cash

How No Credit Check Payday Loans Can Help You Get Quick Cash

If you’re running low on money between paychecks, it can be stressful figuring out how you can pay bills and take care of expenses. You might even run the risk of missing payments. Fortunately, there are ways you can put off these problems and get together some quick cash without a credit check.
No Credit Check Payday Loans and Other Ways to Overcome Financial Problems
Ask Friends or Family for Loans
Most loved ones will be willing to lend a helping hand. Make sure to pay your family or friends back as quickly as you can to avoid any strain on the relationship. One way to make your loved one confident you’ll pay them back is to offer a valuable item up as collateral. Writing out a contract also gives those you care about the guarantee you will pay them back.
Put Off Expenses
When you’re running low on money, you need to prioritize. Make a list and decide what is most important. Take care of essentials like food, housing, and energy first, then budget out the rest of the payments. Even though it is difficult, you may need to cease services like satellite or forgo travel until you’re in a better financial situation.
Rework Payment Plans
Consider contacting the companies you owe money to, and asking them to re-work your payment plans. You’ll be surprised how reasonable most of the companies are willing to be. This gives your budget some breathing room.
Sell Items You Don’t Need
Parting with old possessions can be difficult. However, if you’re low on money, finding some quick things to sell can help you get some extra cash. eBay is a great place to find buyers for almost [...]

By |August 2nd, 2017|Loans|Comments Off on How No Credit Check Payday Loans Can Help You Get Quick Cash|

The Top 4 Places to Get a Cash Advance

Finding yourself in a situation where you need cash fast can be scary. It’s easy to feel like you have nowhere to turn. Finding a cash advance is easier than you think, however, and there are many options to help you get through a cash slump.
Where You Can Get a Cash Advance
Ask Friends and Family

It’s only natural to turn to your family and friends during difficult times. These are the people who love you and support you and have already seen you through other low points in life. According to Consumer Reports, make certain to create some ground rules at the beginning and stick to them in order to avoid any miscommunications. Suggested rules include:

Have a plan
Put it in writing
Consider paying interest

Sell Items on the Internet

We all have stuff sitting around our house that we don’t need anymore. Whether it’s a kitchen gadget we never use, clothes we’ve outgrown, or a home decor item we don’t love anymore – it can all be turned into cash! Selling items on the internet has never been easier, and there are several sites out there that can help you turn your junk into cash, such as:

Craigslist
Ebay
Everything But the House
Poshmark
The RealReal
ThredUp
VarageSale

Utilize a Pawn Shop

Obtaining a loan from a pawn shop is another possibility to consider when strapped for cash. According to the National Pawnbrokers Association, customers can bring in an item and the pawnbroker will issue a loan based on the item’s estimated value. The item is then kept at the pawn shop until the original owner repays the loan and all its additional fees.

Keep in mind [...]

By |March 24th, 2017|Loans|Comments Off on The Top 4 Places to Get a Cash Advance|

How Do Quick Cash Loans Work?

Are you in need of cash fast but don’t know where to get it? Do you have bad credit or no credit at all? Consider a quick cash loan!

Not only are quick cash loans easy to obtain, but a credit check is not necessary to apply for these types of loans. Because there is no credit check, applying for these loans is an ideal option for people who have low or no credit scores.

Plus, lending organizations that belong to the Community Financial Services Association of America (CFSA) follow a set of best practices. Simply put, you and your information are safe at all times with organizations that abide by these best practices.

There are two types of quick cash loans, which means you can pick the option that’s best for you.
Two Types of Quick Cash Loans
Payday Loan

A payday loan is a short-term loan that allows you to borrow an amount of money based on the borrower’s current paycheck. There is no better option than a payday loan with no credit check if you’re in need of cash fast.

If you’re interested in a payday loan, then you’ll only need to gather a few things for your appointment.

Your most recent checking statement
Your driver’s license
Your social security card
Your check book
Your most recent pay stub

Car Title Loan

Car title loans are useful for times when a larger sum of money is needed than a payday loan can provide. The important difference between the two, however, is that the borrower’s car is used as collateral for this short-term loan. The amount of money that can be borrowed depends on the value of the car as well as [...]

By |March 10th, 2017|Loans|Comments Off on How Do Quick Cash Loans Work?|
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    How to Obtain a Payday Loan Without a Checking Account in Charlotte, NC

How to Obtain a Payday Loan Without a Checking Account in Charlotte, NC

When living paycheck to paycheck, it’s not always easy to open a bank account. Not having a checking account also makes it a little more difficult to put money aside for a rainy day. So, what are your options when an unexpected expense pops up?

Consider a payday advance loan.
No Checking Account? No Problem
What is a payday advance loan?

A payday advance loan is a short-term loan that allows you to borrow an amount of money based on your current paycheck. A credit check is not necessary to apply for this loan, making it an ideal option for people who have low credit scores or no credit scores. There’s no better option than a payday advance loan with no credit check if you’re in need of cash fast.

Is it possible to get payday advance loans without a checking account?

Typically a checking account statement is needed when applying for a payday advance loan, but it is possible to receive this type of loan without producing one. We might need to ask you a few more questions than normal to verify your income, and you might also be subject to higher fees in the event you fail to repay the money you borrow.

To ensure your payday advance loan appointment goes as smoothly as possible, make certain to bring the following documents with you:

Your driver’s license
Your social security card
Your most recent paystub

What if I need a larger sum of money than a payday advance loan can provide?

If you are in need of more money than a payday loan can offer, then you may want to consider a car title loan. Though similar to a payday loan, there is one major difference: [...]

By |September 16th, 2016|Loans|Comments Off on How to Obtain a Payday Loan Without a Checking Account in Charlotte, NC|

Are Car Title Loans Legal in Your State?

Despite best laid plans, emergencies sometimes pop-up. When that happens, you need cash fast. If you’re not sure where you’re going to get the necessary funds, then consider a Car Title Loan.

Car Title Loans allow borrowers to utilize a short-term loan by using the borrower’s vehicle title as collateral, allowing a lender to place a lien on the title. The amount a borrower’s loan is approved for will depend on the value of their vehicle and their ability to make monthly payments.
What States Allow Car Title Loans?
Car Title Loans are legal in the following states. These laws can change periodically, so if you ever have any questions about the legality of Car Title Loans in your state, then it is recommended you contact your state’s attorney general’s office.

Alabama
Arizona
Delaware
Florida
Georgia
Idaho
Illinois
Kentucky
Mississippi
Missouri
Minnesota
Montana
Nevada
New Hampshire
New Mexico
Oregon
Rhode Island
South Dakota
Tennessee
Texas
Utah
Virginia
Wisconsin

The following states also allow Car Title Loans, but with a few limitations.

California: loans over $2,500 are not subject to small-loan limits
Kansas: Car title loans are sold as open-ended credit lines
Louisiana: Loans over $350 and for longer than two months are not subject to restrictions
South Carolina: Loans over $600 are not subject to small-loan limits

If you live in the Charlotte area and are in need of a Car Title Loan, the head to one of our Cash Fast locations in South Carolina! The offices are a short drive away, and you can have the cash you [...]

By |August 26th, 2016|Loans|Comments Off on Are Car Title Loans Legal in Your State?|

Which Payday Loans are Guaranteed?

Not all payday loans are created equal.

It is true that no payday loan organization will ever check your credit score. However, this doesn’t mean you will automatically be approved for the loan.
Which Payday Loans Accept Anyone?
You are already in need of cash fast and don’t need the added stress of wondering if your application for a payday loan will be approved. While the convenience of an online payday loan is tempting, don’t be fooled. Approval is not guaranteed with online payday loan organizations and can end up costing you time and money.

Cash Fast payday loan applications are always handled in person, which means your application will be approved. You are required to bring only a few items with you in order to be approved. These items are:

Your most recent checking statement
Your driver’s license
Your social security card
Your most recent pay stub

Throughout this process you may also ask yourself, “Which payday loans are safe?” Though websites try to make their systems as secure as possible, there is only so much they can do.

Here at Cash Fast you can be assured of you and your information’s safety as we abide by a set of Best Practices set forth by the Community Financial Services Association of America (CFSA). These Best Practices include __ such as:

Truthful Advertising
Appropriate Collection Practices
No Criminal Action Against Customers
Extended Payment Plan Options

We strictly follow these best practices in order to guarantee the safety and comfort of our customers. If you have questions at any time, we will walk you through the process to make certain you are 100% comfortable.  

In summary, online payday loans are not guaranteed. However, here at Cash Fast all payday [...]

By |August 5th, 2016|Loans|Comments Off on Which Payday Loans are Guaranteed?|