Loans

Loans are methods to acquire cash when you need them, and Cash Fast Centers offers two types of no-credit-check loans for money when you need it most.

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    How Cash Advances Fit Into Spring Cleaning Your Monthly Budget

How Cash Advances Fit Into Spring Cleaning Your Monthly Budget

Budgeting may seem like a tedious chore, but it’s an important part of life. You need to establish a solid budget to ensure that you have money to pay your bills, support your savings, and live comfortably. Many people aren’t sure how to properly organize their budget and may need assistance, which might include a cash advance loan.

Take a look below at a few helpful tips for managing your monthly budget this spring.
4 Spring Budgeting Tips
Budgeting is more than just writing down a list of expenses and subtracting them from your paycheck. It’s about structuring your assets into an easily manageable system so that you don’t find yourself stuck in a financial rut. Here are a couple of pointers to assist you with managing your budget this season.
Establish an objective
What is your goal for your budget? Do you just want to pay off your bills each month, or are you trying to build up your savings?

You need to establish what exactly you want to get out of your budget, even if it’s something as simple as paying off a loan. Having a clear goal is like having a target, and your budget is the arrow.
Prepare an emergency fund
Emergencies can happen at any moment. Is your budget prepared to handle one? No matter what your objective is, you should always have some type of emergency fund on standby in case something unplanned happens.

Ideally, your emergency fund is equal to approximately two months of take-home pay. If you are unable to secure an emergency fund right away, consider a cash advance near you to help you get started.
Regularly audit your budget
Make maintaining your budget an appointment. [...]

By |May 15th, 2019|Loans|Comments Off on How Cash Advances Fit Into Spring Cleaning Your Monthly Budget|

The Difference Between Payday Loans and Car Title Loans

A loan is always there in a pinch. But just as there are many reasons for needing a loan, there are also several different types of loans. Two popular types of loans are payday loans and car title loans. Let’s look at the difference between the two to help you decide which one better fits your needs.
What is a Payday loan?
A payday loan is a type of short-term loan where the borrower simply writes a post-dated check to the lender for the amount of money needed plus some interest. The loan is paid out to the borrower immediately, and the check is not cashed by the lender until the agreed upon date. The agreed upon date is typically the day of or the day after the borrower’s next paycheck.

A payday loan can be executed very quickly, often in a matter of just minutes. You will generally need:

A checking account and your most recent statement
A driver’s license
A Social Security card
A checkbook
Your most recent pay stub

What is a Car Title Loan?
Taking out a car title loan means you’ll use your car as collateral to secure the loan. When you take out the loan, a lien will be placed against the title of your car. When you repay the loan, the lien is removed. It’s that simple.

You can still drive your car as much as you want while the lien is in place, so you are free to use your car to get to work to earn the money needed for your loan payment. And it’s also typically okay if you do not have full car insurance.

To take out a car title loan, you’ll [...]

By |February 26th, 2019|Loans|Comments Off on The Difference Between Payday Loans and Car Title Loans|

When to Spend, When to Save, and When to Secure a Cash Loan

It’s tough to deny yourself the satisfaction of making a purchase you’ve been eyeing for a long time, whether it’s a large investment or a simple pleasure. But ensuring you’re capable of making these purchases without placing your financial stability in danger is key.

Let’s explore how to decide when you’re ready to spend and when it’s best to keep your cash in the bank.
Times to Acquire a Cash Loan and Spend
When you genuinely need it
Certain items are critical to your everyday well-being and should be prioritized. While many of these investments can be costly — like car repairs, roof maintenance, and dental work — most change your life for the better by preventing more costlier long-term problems.

When the unexpected happens, and you don’t have the cash to cover a necessary expense, cash advance loans can be a short-term solution.
When you’ve been saving, and you feel like you deserve a reward
Setting and reaching a savings goal is something to be proud of. If you’ve surpassed your goal with ease, there’s nothing wrong with treating yourself. Just make sure you have plenty of backup funds to cover any unexpected expenses before booking that international flight or buying the latest smartphone.
Times to Save
When you’ve scored some extra cash but still need to save for a necessity
When you earn a little extra money through a bonus or promotion, it can be tempting to spend it in celebration. But first, be aware of your needs. For example, if you’re still commuting in that 1998 sedan that’s logged 200,000-plus miles, it’s likely you’ll need a new ride in the near future.

While the extra cash you’ve earned might be significant, [...]

By |May 31st, 2018|Loans|Comments Off on When to Spend, When to Save, and When to Secure a Cash Loan|

5 Times When a Payday Loan is Your Best Solution

It isn’t pleasant to think about, but we can’t always control what happens. Sometimes expenses can pop up out of nowhere and derail your financial plans. If you’re worried you won’t be able to make ends meet this month, a payday loan may be the best choice for you.

Here some reasons you might consider looking for a payday loan center near you.
5 Situations Where You May Need to Visit Your Nearby Payday Loan Center
Emergency Medical Costs
Whether it’s from an accident or sudden illness, medical costs add up quickly, especially if hospitalization is required. If you need cash quickly to take care of medical expenses, a payday cash advance can help.
Cover Basic Expenses
Even small expenses can throw off your budget. Sometimes you find that you’re completely out of money by the end of the month, but you still need to buy groceries or pay utility bills. If you can’t put these expenses off, a payday loan is your best choice.
Car Troubles
If you’re like most Americans, you use your car to get to work every day and you can’t afford to postpone auto repairs. However, mechanic bills can put a major dent in your budget. A payday loan can help you get your car back on the road.
Pay Time-Sensitive Expenses
Emergencies aren’t the only reasons to get a payday loan. Sometimes time-sensitive opportunities like special deals, rare items, or limited events present themselves. If you don’t have the money, a payday loan can keep you from missing out.
You’ve Failed to Acquire a Bank Loan
Sometimes your credit score may have been brought down by emergency debt. Although it isn’t anything to be ashamed of, it can [...]

By |February 22nd, 2018|Loans|Comments Off on 5 Times When a Payday Loan is Your Best Solution|

How Stay Warm This Winter Without Breaking the Bank

It can be hard to decide what’s worse: the bitter cold of winter weather or the high energy bills that come with heating your home. If you’re low on cash, you may feel forced to choose between comfort or money. Fortunately, there are plenty of ways to stay warm this winter that won’t break the bank.

If you’re still having trouble making ends meet, consider getting some relief with an easy payday loan from Cash Fast Loan Center near Charlotte and in Clover, South Carolina.
How to Stay Warm for Less this Winter
Invest in a Space Heater
Why heat your entire home when you spend time in just a few rooms? Just lower your thermostat and use a space heater to keep the temperature up in any room you’re currently in to save on your heating bill. Space heaters are cheap to buy and cheap to power.
Close Off Unused Rooms
You can also avoid heating rooms you aren’t using by keeping the doors and vents to these rooms closed. Make sure to over the crack under the door for the best results.
Manage the Windows
A thick window cover or curtain can also help you save on energy. When it’s dark out, close the curtain to seal the heat in. If it gets sunny, open the curtain to let the warmth in. By managing the curtains carefully, you can keep your home a few degrees warmer throughout the day.
Layer Clothes
Thermal underwear, wool socks, or a cozy sweater can go a long way in keeping you warm. You can also throw a blanket as you relax at home. All the extra layers insulate your body heat, letting you keep your thermostat lower.

By |January 23rd, 2018|Loans|Comments Off on How Stay Warm This Winter Without Breaking the Bank|

How to Save Money on Your Holiday Party This Year

Your yearly holiday party is a great time to get together with family and friends, but it can put a major dent in your budget, especially if you’re already experiencing financial issues. A tight budget shouldn’t mean you don’t celebrate. Here are some ways to throw a festive holiday bash for less.
How to Host a Holiday Party on a Budget
Postpone the Holiday Gift Exchange
It may be more difficult to capture the holiday mood in early January, but if you can put off your gift buying, you’ll be able to save big. Stores will be lowering prices and offering sales to move the extra inventory and items they weren’t able to sell over the holiday shopping season. Take advantage of these discounts and have your gift exchange later.
Have a Wrapping Party
The presents aren’t the only thing that can add up this season. Wrapping paper, tags, ribbons, and bows aren’t cheap. However, if you get together with some friends, you can spread out the cost of these supplies. Wrapping parties are also an affordable way to spend more time with loved ones.
Make it a Potluck
The meal is usually one of the most significant expenses of any party. You can decrease the food budget by asking guests to bring their own dishes. If you still want some control over the menu, assign the foods that people make. It’s also fun to let them choose whatever dish best represents them. Either way, you’ll get a great variety without the costs.
Get Creative with the Decor
Getting your home ready for the season shouldn’t have to mean spending money on expensive lights and decorations. You can create a festive feel for less [...]

By |December 12th, 2017|Loans|Comments Off on How to Save Money on Your Holiday Party This Year|
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    Make Your Own Holiday Cards (or Just Get an Easy Payday Loan)

Make Your Own Holiday Cards (or Just Get an Easy Payday Loan)

The only part of a holiday card that isn’t such a joy to read is the price that’s printed on the back. Holiday cards have seemingly become so expensive in recent years and have left many shoppers wondering if there is an alternative.

If you have a lot of people to get cards for but not a lot of cash to do it, you have two options: Tap into your creative side and make your own or get an easy payday loan to help you stay afloat during the holiday season.
Make Your Own Cards
You don’t need any real artistic skills to save money by making your own holiday cards. Consider the following tips:

Cut out words or images from last year’s holiday cards to make a holiday card collage.
Use holiday stickers to decorate a card without having to draw anything.
Use holiday photos and images from the internet that can be printed off for use on a card.
Things like felt, buttons, cotton balls, glitter, and even small twigs from your Christmas tree can all be attached to a card to give it some texture.
Try personalizing the card. If the person you’ll be giving it to has a particular thing they love like basketball or cats, try working that into the theme of the card.
Pinterest is loaded with many examples of homemade cards and how to make them.

Get a Loan to Buy Cards
If you come to the realization that you just don’t possess enough talent to make your own cards, you aren’t entirely out of luck. An easy payday loan can help you survive the holiday season by giving you the cash you [...]

By |December 8th, 2017|Loans|Comments Off on Make Your Own Holiday Cards (or Just Get an Easy Payday Loan)|

Maintain the Value of Your Vehicle to Maximize a Title Loan

A vehicle is an asset. When buying a car, truck, or motorcycle, it’s important to consider the potential resale value should you ever want or need to sell it. And while you own the vehicle, it’s important to maintain the value of it.

Maintaining the value of a car is especially helpful for the purpose of acquiring a car title loan. A vehicle with more value can warrant a bigger loan and there are several ways in which you can protect the value of your car and maximize your borrowing power.

Regular service

Scheduling regular maintenance such as oil changes, oil filter replacements, and tire rotations can go a long way in preserving the long-term health of your vehicle. It’s recommended for most cars to undergo at least an oil change every 3,000 to 5,000 miles and many service stations will also perform a courtesy check of things like brake pads, tire wear, and fluid levels. Preventive maintenance is a short-term investment with potential long-term gains further down the road.  

Cleaning

A nice clean car will appeal more to a lender and thus can earn you a bigger loan. But keeping your vehicle clean is more than just cosmetic. Dirt, dust, salt and anything else picked up on the road can lead to rust and decay that can affect the performance of the car, lead to expensive part replacements, and affect the overall value of the vehicle.

Storage

The weather can wreak havoc on a vehicle. Rain, snow, hail and even just the sun beating down on the paint job can all cause a car’s value to take a dip. Store your car in a garage or car port when at all possible.   

Driving habits

Driving your [...]

By |November 17th, 2017|Loans|Comments Off on Maintain the Value of Your Vehicle to Maximize a Title Loan|

How to Quickly Pay Off Your Car Title Loan

If an unexpected expense is keeping you from making regular monthly payments, you may be able to get some relief from a car title loan. Title loans provide an emergency influx of cash to help keep you afloat in difficult times.

Since it is a loan, you’ll need to pay the money back eventually. Here are some tips that make paying back your title loan a little easier.
How to Pay off a Car Title Loan
What is a Title Loan?
A title loan is a small emergency loan you can apply to by allowing the lender put a lien on your car’s title as collateral. The amount of money you can take out is dependant on the value of the vehicle and your ability to pay back the loan.  Once the loan is paid off the lien is removed, returning full ownership of the title to the borrower.

Title loans can get you a short-term influx of cash, but like any other loan, it comes with interest payments. By staying on top of your loan payments, you can pay off your title loan without incurring any additional interest.
Find a Payment Plan That Works for You
During the loan application process, you’ll have a chance to work out a payment plan. Consider how much you’ll be able to afford each month when you work out your monthly payments. If you can afford to make larger installments, you’ll pay off the loan sooner with less interest.

You can also opt for smaller monthly payments, keeping in mind that you’ll pay more in interest this way.
Build Your Budget Around Paying Off the Loan
When you’re making your monthly budget, make sure that your loan [...]

By |October 16th, 2017|Loans|Comments Off on How to Quickly Pay Off Your Car Title Loan|

Get the Most Out of Your Fall with Quick Cash Payday Loans

From the changing leaves to the excitement of upcoming holidays, fall is full of family-friendly activities. Don’t let unexpected expenses keep you from enjoying the season. There are tons of free and affordable fall activities your whole family can enjoy.

If you’re still running low on funds, you can get quick cash payday loans from Cash Fast near Gastonia, North Carolina, to help carry you to your next paycheck.
Get a Quick Cash Payday Loan from Cash Fast Loans
Cash Fast Loan Center offers quick, no-hassle cash payday loans to help you out in those tough financial times. If you need help making ends meet, we can help you out. Approval takes just 15 minutes, and no credit check is required.
Cheap or Free Ways to Enjoy Your Fall Once You Get Your Quick Cash Payday Loan

Visit a Local Farm
One of the best places to enjoy the harvest season is a farm. Some local farms open their doors to the public with hayrides, petting zoos, pumpkin picking, and corn mazes. Lewis Farms in Gastonia, North Carolina, charges only $5 to stop by for fall fun on October weekend days.

Hiking
You don’t need to travel to enjoy the beauty of the changing foliage. Take a walk through a public park or find a nearby hiking trail to take in the colors of fall.
Collect Leaves
You can also take some souvenirs of the season. While out on one of your fall walks, pick up some of the colorful leaves you find. Once you get them back home, preserve the leaves so you can all remember this fall. Flattening the leaves under books, or ironing them between sheets of wax paper are easy methods.
Make [...]

By |September 18th, 2017|Loans|Comments Off on Get the Most Out of Your Fall with Quick Cash Payday Loans|