Your credit is an essential part of financial health, so it’s important to understand what it is, how it affects you, and how you can repair it.

How You Can Easily Get a No Credit Check Loan

Sometimes life can throw you a curve ball, and sometimes those curve balls end up costing you a lot of money. For those of us who live paycheck to paycheck, it’s hard to pay for those unexpected emergencies. There is no need for concern, though, as this is the perfect opportunity to utilize a quick loan.

Quick loans are useful for occasional emergencies such as:

Medical bills
Car trouble
Home repairs
Unexpected charges or fees

If you’re in need of a quick loan and don’t have the best credit score, don’t worry. It’s possible to get a one in the form of a no credit check loan! There are options made just for you.
Get Quick Loans [...]

Why Credit Checks are Important – And When They Aren’t

From mortgages to credit cards, credit checks are an important part of any loan application process. Creditors like banks, credit unions, and leasing companies use credit checks to verify the dependability of borrowers and to ensure to their underwriters that the debts will be paid on time and in full.

But, sometimes credit checks are unnecessary for some short-term loans like payday loans. Read on to learn the difference.
When Credit Checks Are Necessary and When They’re Not
First of all, what is a credit score?
A credit score is a number between 300 and 850. It is created by gathering statistics from a person’s likelihood to repay their debts. The higher the number, the better the credit score [...]

By |July 15th, 2016|Credit|Comments Off on Why Credit Checks are Important – And When They Aren’t|
  • Don't have credit, that won't stop you from getting a loan at Carolina Cash Fast
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    No Credit Check, No Problem: The Easy Way to Get Cash Fast in Charlotte

No Credit Check, No Problem: The Easy Way to Get Cash Fast in Charlotte

For whatever reason, your credit score may not be where you want it to be. This could be a problem at other financial institutions when requesting a loan, but not here at Cash Fast Loan Centers. We specialize in no credit check loans and do not deny anyone funds because of their credit score.

But what are no credit check loans? Are no credit check loans safe? Keep reading to learn more.
Get Cash Fast in Charlotte With No Credit Check Loans
A no credit check loan is exactly what it sounds like: a loan given without checking a customer’s credit score.

According to the Community Financial Services Association of America (CFSA), “Your payday advance provider does not obtain [...]

By |July 15th, 2016|Credit|Comments Off on No Credit Check, No Problem: The Easy Way to Get Cash Fast in Charlotte|

What is the Credit Score Range Scale?

You’ve always been told to maintain a good credit score, but what does that mean? It’s important to understand credit ranking and how it affects you—as well as know where you fall within the given range. First, let us provide a definition of the term “credit score.”

Credit Score (n) – It is a 3-digit number, typically inside a range of 300 to 850, that covers your personal financial history, including details about payments you’ve made on time, late payments, missed payments, collections accounts, and other information that determines if it’s too risky to lend you money.

There are three credit agencies (Transunion, Equifax, Experian are the most common) that create reports for banks and other lenders who want your [...]

By |October 2nd, 2015|Credit|Comments Off on What is the Credit Score Range Scale?|

Repair Your Credit Score: Mama Said It Pays to Ask

Nearly everyone faces credit score problems at some point in their life. Sometimes, you may even feel like you’re facing piles of bills with PAST DUE stamped all over them so high that you can build a fort to hide from debt collectors.

There is good news: you don’t have to feel overwhelmed or upset. You can take some easy steps to repair your damaged credit report.  Don’t just hide in your paper fort of doomed bills. Remember how your mama always said it pays to ask questions sometimes?
Step one: Get a free credit report
Get your free credit report, which serves as a summary of your financial history, and comb through it to see what your situation is. [...]

By |August 31st, 2015|Credit|Comments Off on Repair Your Credit Score: Mama Said It Pays to Ask|