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7 Sites to Help You Find the Best Online Deals

Online shopping simply can’t be beat—there’s a wealth of deals, a wider selection of products, and you can skip the crowds. You can do it in the comfort of your own home and the products are delivered directly to your door. Best of all, you can shop for  the product you want at the best price.

But it’s hard to take advantage of online deals if you don’t know where to find them. Fortunately, there are many sites out there that exist solely to help you find what you want for the best deal.
The 7 Best Online Sites to Find the Best Deals
Amazon’s Deal of the Day

It’s hard to think back to a time before Amazon, with [...]

3 Quick Ways to Make Budgeting Easier

Creating a budget is a great way to stay on top of your spending throughout the year. Sitting down at the beginning of each month to assess your incoming cash along with expected living expenses and bills means fewer financial surprises and less stress.

Following the budget you’ve created may feel a little difficult, especially if this your first time making one. Spending habits are hard to break, and honestly, sometimes it’s easy to forget the plan you’ve made for yourself. However, there are several tools out there to make budgeting a little easier.
Top Tools to Make Budgeting Easier
Online Apps

There are many online apps, like Mint, that are able to gather all your financial information into one [...]

Five Important Money-saving Habits You Need to Adopt

So, you’ve resolved to save more money this year. But if saving money isn’t part of your routine,  you may be wondering where to even start.

Saving money doesn’t mean you have to completely overhaul your spending habits. In order to make a big impact on your savings account, you really only need to change a few habits or adopt a few ones.
Simple Tips to Help You Save Money

Skip the Morning Coffee Run

Your favorite Caramel Mocha is only $3.50. What’s the big deal, right? When trying to save money, though, it’s important to remember little charges like this add up. Buying a $3.50 coffee each weekday morning ends up costing you around $70 a month. That’s a staggering [...]

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    Essential Tips to Help You Save Money on Your New Year’s Resolutions

Essential Tips to Help You Save Money on Your New Year’s Resolutions

New Year’s resolutions are always made with the best of intentions. But have you ever stopped to think about how they can affect your bank account? Some resolutions can become very expensive, but there are easy ways to keep your resolutions without blowing your budget.
How to Plan Your Budget Around New Year’s Resolutions
Exercise More

A lot of us resolve to exercise more each year, but this popular resolution can cost more than we may initially think. Purchasing new workout clothes, shoes, and gym bag can cost over $100 all together. The biggest expense for this New Year’s resolution, the gym membership, averages around $49 a month, making this a big chunk of your monthly budget.

Helpful Money Saving [...]

Tips for Avoiding Annoying Upfront Personal Loan Fees

When you’re in need of money, the ease of an online personal loan may be tempting. However,the hidden cost of upfront fees can take money from you when the application is submitted, which can leave you even more strapped for cash.

Also known as an origination fee, an upfront fee is sometimes charged by a lender, particularly online companies. These fees can be tricky as they don’t show up in the interest rate, and are only found in the annual percentage rate (APR).

Upfront fees can range from anywhere between 1% of the total loan to as much as 6%. They are also based on the borrower’s credit score and length of the loan.

These fees can be a hinderance to [...]

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    Six Important Financial New Year’s Resolutions You Should Make

Six Important Financial New Year’s Resolutions You Should Make

There is something about the start of a new year that makes us want to set goals and try new things. If you’ve been thinking about setting financial goals for yourself, then now is the perfect time to start.  

Creating New Year’s resolutions involving saving and other monetary tasks may seem intimidating at first. However, all of your financial goals can be easily realized by following a few steps and ensuring certain safety nets are in place.
How to Create Achievable Financial Goals
Open a Savings Account

When you decide to make saving part of your budget, you feel in control of your finances rather than letting them control you. No longer is the question “Should you save?” but rather, [...]

Happy Holidays from Cash Fast

Sometimes, with the hustle and bustle of the holiday season, it’s easy to get caught up in the stress and to-do lists. We’ve all been there. But, as we inch closer towards the end of the year, it’s time for us all to slow down and remember what this season really is all about.

Whether you’re staying close to home or traveling across the country, we hope you have a magical time with friends and family. We wish for your days to be filled with fun games, delicious meals around the table, and plenty of quality time with the ones you love.

If you are sticking around the Charlotte, North Carolina, area, then make sure to check out one of [...]

Two Easy Ways to Get Quick Cash Loan for Last-Minute Gifts

By now, you’re probably a pro at holiday shopping. You’ve created a budget and you’re sticking to it. And, just like St. Nick, you’ve made a list, and you’ve checked it twice. While you’re adhering to your budget and lists, you may want to utilize a quick cash loan.

Perfect times to use a quick cash loan during the holiday season are:

Taking advantage of a special sale
Purchasing a one-of-a-kind item or an item only available in a limited quantity
Buying a special item from an auction site, such as ebay or Everything But the House

Get Money Fast With Quick Cash Loans
There are two types of quick cash loans: payday loan and title loan. Each [...]

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    Five Simple Ways to Save Money on Thanksgiving in Charlotte, NC

Five Simple Ways to Save Money on Thanksgiving in Charlotte, NC

To many people, Thanksgiving means parades, turkey, and football. It can also mean that your wallet will feel a lot lighter at the month’s end. According to the American Farm Bureau, the average cost of a Thanksgiving dinner for 10 cost around $50. And we think, with a few tips, you can exceed that average to make things cost a little less — and it’s easier than you may think.

Start Buying Now

While you may want to wait until it gets a little closer to Thanksgiving to buy perishables, you can start buying items such as boxed stuffing, canned vegetables, and frozen turkeys now. This allows you time compare prices and cut coupons.

So, when you see a good deal, [...]

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    What Questions Should You Ask Before Opening an HSA Account?

What Questions Should You Ask Before Opening an HSA Account?

When you get sick, the last thing you’ll want to worry about is how to pay for medical expenses. Healthcare is generally expensive, which can add stress to an already stressful time. Fortunately, this anxiety can be avoided with a Health Savings Account (HSA).

What is a Health Savings Account?

In concept, HSAs are similar  to personal savings accounts; HSAs are accounts that are used to save money which will only be used for healthcare expenses. The owner of the account, rather than employer, is the person who controls the money. In addition, money put into this account is not taxed.

Am I eligible for a Health Savings Account?

In order to open an HSA, you must have a special type of [...]