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How to Prepare for Tax Season in 5 Simple Steps

Spring means warmer weather and a new beginning. But it also means tax season. Read about some helpful tips for how to prepare for tax season and make this year’s filing a breeze.
Get Ready to Do Your Taxes
Know which forms you’ll need.
W-2, W-4, 1040, 1099, and so many more. There are different types of tax forms required for different types of jobs. Your employer should mail the appropriate form to you sometime after January 1. If you don’t have anything by March, you should probably ask your employer for them. It’s also wise to keep all of your tax forms in one place.
Decide how you wish to file.
You can take your tax forms to [...]

By |March 29th, 2019|Tips and Hints|Comments Off on How to Prepare for Tax Season in 5 Simple Steps|

The Difference Between Payday Loans and Car Title Loans

A loan is always there in a pinch. But just as there are many reasons for needing a loan, there are also several different types of loans. Two popular types of loans are payday loans and car title loans. Let’s look at the difference between the two to help you decide which one better fits your needs.
What is a Payday loan?
A payday loan is a type of short-term loan where the borrower simply writes a post-dated check to the lender for the amount of money needed plus some interest. The loan is paid out to the borrower immediately, and the check is not cashed by the lender until the agreed upon date. The agreed upon date is [...]

By |February 26th, 2019|Loans|Comments Off on The Difference Between Payday Loans and Car Title Loans|

How to Capitalize on Investing in 2019

For many people, a New Year’s resolution is to start saving money. For others, it’s to stop saving money and start investing money. But if you’re new to investing, you may not know where to start.

No worries. We’ve got you covered. Below are five good tips for anyone investing for the first time in 2019.
Investing in 2019: Your Guide
Gold
Gold is generally considered a safe investment and many investors use it to diversify their portfolio. The value of gold is based on supply and demand, and gold is used in everything from jewelry and computers to dentistry and the aerospace industry. One advantage of investing in gold is that it often performs best when the rest [...]

By |February 4th, 2019|Tips and Hints|Comments Off on How to Capitalize on Investing in 2019|

5 Steps Toward Successful Budgeting for the New Year

The best way to save money is to form a budget. If your new year’s resolution is to sock away some cash, constructing a budget for the year is a good place to start.

A budget helps you visualize the money that’s coming in and out of your everyday life and plan ahead to reduce the chances of financial trouble. Below are five tips for budgeting for the new year that will keep you on track with your finances.
List your income and expenses
On a piece of paper or the computer, make two columns. On the left side, write down all of your expenses for the year. This includes your rent or mortgage, all of your bills, child care, [...]

By |January 1st, 2019|General|Comments Off on 5 Steps Toward Successful Budgeting for the New Year|

5 Ways to Get Great Deals While Holiday Shopping

The holiday season brings out the spirit of giving. That also means bringing out the necessity of spending.

 

But Christmas doesn’t have to break the bank. Below, we’ve come up with five tips for how to get the best deals on holiday gifts this year.
How to Save Money on Gift Shopping
1. Price match on the spot
You’re at a store and see the perfect gift for someone on your list. But can you get it for a lower price at another store? Or online? If you have a smartphone, check to see the price of the item at other nearby stores and also online. You may be able to get the same perfect gift for an even more [...]

By |December 7th, 2018|Tips and Hints|Comments Off on 5 Ways to Get Great Deals While Holiday Shopping|

7 Ways to Make Money Fast in Charlotte This Holiday Season

The holidays are coming whether you’re wallet is ready or not. Luckily, there are some easy ways to make money fast, especially if you live in the Charlotte area. Check out this list below and see which ways might be best for you so that you and your family can have a holiday season to remember.

Ways to Make Money Fast in Charlotte, NC
Have a Yard Sale
Pick a weekend when the weather’s nice and host a yard sale. Gather all the things you don’t want or need anymore and set up shop out front. Because it’s 2018, you can also sell a lot of things online. Post items for sale on Facebook or Craigslist to reach more potential [...]

By |November 16th, 2018|Tips and Hints|Comments Off on 7 Ways to Make Money Fast in Charlotte This Holiday Season|

How to Budget and Save Money in Charlotte, NC

With so much to do around Charlotte, North Carolina — from restaurants to shopping centers and more — it can be easy to spend all the money in your pocket. As tempting as that may be, it’s probably not in your best interest. To keep yourself from overspending, check out these helpful money-saving tips.
How to Save Money in Charlotte, NC
Collect a rainy day fund
It’s the oldest trick in the book for a reason. Place a jar on your bedroom dresser or kitchen countertop, and fill it with all the loose change you get when you pay for groceries and make other transactions in cash. Or, make a habit of placing a dollar or two in the [...]

By |October 12th, 2018|Tips and Hints|Comments Off on How to Budget and Save Money in Charlotte, NC|

How to Back to School Shop on a Budget and Payday Advance

A new school year is here, and with it comes the hope of a fresh start for our young, wide-eyed scholars. But getting the supplies needed to make it a successful school year can be tough if unexpected expenses pop up around the same time. Read on to learn how to back-to-school shop on a budget — and how to secure a payday advance when you need it.

5 Budget-friendly Back to School Shopping Tips
Stick to what’s needed
Sit down with your child and figure out the necessities for the upcoming year. Most teachers provide lists of the supplies that each student will need, including notebooks, loose-leaf paper, pens, and more. Stick to these lists, and avoid the fancy, [...]

By |September 6th, 2018|Tips and Hints|Comments Off on How to Back to School Shop on a Budget and Payday Advance|

How to Get What You Need Without Spending Money

Whether you’re low on funds or simply seeking to pad your bank account with a healthy layer of savings, minimizing your everyday expenses may seem like a tough task. Fortunately, there are lots of ways other than payday loans to slash the amount of money you have to fork up to get the things you need.

With some strategic planning, you may be able to get those things without spending a penny. We’ll tell you how.

Ways to Get Items you Need Without Wasting a Dime
Trade with friends
If you’re close with someone, there’s a good chance they’re happy to help you out. But there’s also a good chance that they need something just as much as you do. [...]

By |August 7th, 2018|Tips and Hints|Comments Off on How to Get What You Need Without Spending Money|

Father’s Day Gifts You Won’t Need a Cash Advance to Buy

To celebrate your amazing dad, you want to go all out this Father’s Day — except you don’t have the cash for a shiny new grill or that expensive lawn mower he’s been raving about. It’s not about how much money you spend on a present for your dad this Father’s Day, but about showing your dad how much you truly care about and appreciate him.

At Cash Fast Loan Center in Fort Mill or Clover, South Carolina, it’s easy to get a cash advance, but there are also a variety of gift ideas that will make your dad’s day without breaking your budget.
3 Great Gift Ideas for Father’s Day
Steering Wheel Cover
If your dad is a [...]

By |June 15th, 2018|Tips and Hints|Comments Off on Father’s Day Gifts You Won’t Need a Cash Advance to Buy|